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It is your right to get your own credit report from the government, although, is it really free? Most of the time you will have to spend at least 2 dollars to cover the costs required to print and mail your report. Not to mention the time wasted just waiting for the report to arrive. This process can take up around 10 working days. It seems like a bit of a hassle for this "free" report. http://freescorereportgov.com/free-government-credit-report-and-score/ http://freescorereportgov.com/