Ron Estel (Street Articles Author)
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I joined Street Articles in September 2011 to help promote a website. Prior to this, I had never written a live article. Let me say that while the intention of writing was for monetary gain, I never dreamed that writing articles would be so satisfying and even therapeutic.

Three years ago, after being involved in mass layoff in the mortgage industry, I was obsessed with reading articles to understand what on earth happened to our economy. Now I am writing them. I am hoping that my work and life experiences will interest readers and even help them out.

What Is A Credit Score?
Before we can answer the question, "What is a credit score?" and work toward learning how to improve credit scores, we must first define a few credit terms and understand their meanings from a creditor’s perspective. Credit is defined as the provision of money, goods, or services with the expectation…
By:  in  Finance  >  Credit   Jan 16, 2012  
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  Likes: 2

Understanding Non - traditional Credit
Many consumers are unaware of the meaning of non-traditional credit or even know that they may already possess non-traditional credit trade lines. Many others do not understand the importance of non-traditional credit when learning how to build good credit history. Whether a consumer is attempting to establish or re-establish themselves…
By:  in  Finance  >  Credit   Jan 16, 2012  
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  Likes: 2

Why Are My Credit Scores Important?
Your credit scores, also commonly known as FICO scores, are a numerical grade of your credit performance and profile. Many consumers fail to realize how important their credit scores are until they have applied for credit and find out that their scores are too low for consideration or for the…
By:  in  Finance  >  Credit   Jan 09, 2012  
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  Likes: 2

What Does My Credit Score Mean?
OK, you’ve done your homework and obtained your credit report and FICO credit scores from the three major credit bureaus (Equifax, Experian, and TransUnion). You have all the data on your credit history and the three-digit credit score numbers. So what does it all mean? Let’s discuss how creditors view…
By:  in  Finance  >  Credit   Jan 09, 2012  
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  Likes: 6

The Real Unemployment Rate In America
It’s no secret that this country is currently dealing with an unemployment crisis that has not been seen for several decades. Every day, we are bombarded with news reports and statistics that indicate things may be getting a little better, a little worse, or staying about the same. It can…
By:  in  News and Society  >  Economics   Jan 09, 2012  
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  Likes: 3

Unemployment Rate Falls Considerably In November
According to a news release by the Bureau of Labor Statistics on December 2, 2011, the official U-3 unemployment rate fell 0.4 percent in November to a seasonally adjusted rate of 8.6%. This represents a significant decrease in one month and a large decrease from one year ago when the…
By:  in  News and Society  >  Economics   Dec 02, 2011  
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  Likes: 2

Learn Ways To Protect Yourself From Identity Theft And Credit Scams
If you thought identity theft and credit scams only occurred in seedy establishments or in the dark corners of the Internet, think again. A recent article by NBC New York reported on November 17, 2011, that dozens of waiters from high-end New York City and surrounding area steakhouse restaurants were…
By:  in  Legal  >  Identity Theft   Nov 22, 2011  
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  Likes: 3

Protect Yourself From Identity Theft And Credit Fraud
The holiday season is fast approaching and consumers are gearing up for their annual trek to the retail stores and to the computer to purchase gifts for their loved ones. Increased purchase activity may attract those people who want to take advantage of others, so there is no better time…
By:  in  Legal  >  Identity Theft   Nov 18, 2011  
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  Likes: 2

Are Credit Monitoring Services For Me?
Consumers who seek ways to improve credit scores may be offered a vast amount of products and services as they search online. These services may allow them to obtain their credit report, their credit scores, assist them in finding ways to improve credit scores and also help them keep regular…
By:  in  Finance  >  Credit   Nov 11, 2011  
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  Likes: 1

What Is The Current State Of The US Housing Market?
As we have weathered through the recession and now the less-than-stellar recovery, it is perhaps beneficial to take a glance at one of the fundamental problems in our economy to see if there has been any real improvement. The collapse of the U.S. housing market, in whichsales and prices have…
By:  in  Real Estate  >  Buying   Oct 29, 2011  
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  Likes: 1

My Websites

Significant Enhancements To Federal Refinance Plan Announced
As announced in a press release from the Federal Housing Finance Agency (FHFA) on October 24, 2011,…
What Is The Current State Of The US Housing Market?
As we have weathered through the recession and now the less-than-stellar recovery, it is perhaps beneficial…
Are Credit Monitoring Services For Me?
Consumers who seek ways to improve credit scores may be offered a vast amount of products and services…
Learn Ways To Protect Yourself From Identity Theft And Credit Scams
If you thought identity theft and credit scams only occurred in seedy establishments or in the dark…
Unemployment Rate Falls Considerably In November
According to a news release by the Bureau of Labor Statistics on December 2, 2011, the official U-3…
Protect Yourself From Identity Theft And Credit Fraud
The holiday season is fast approaching and consumers are gearing up for their annual trek to the retail…
Credit And The Consumer: Taking A Proactive Approach
Many consumers are becoming more aware that they need to take a proactive approach when understanding…
What Is A Credit Score?
Before we can answer the question, "What is a credit score?" and work toward learning how to improve…
Understanding Non - traditional Credit
Many consumers are unaware of the meaning of non-traditional credit or even know that they may already…
Why Are My Credit Scores Important?
Your credit scores, also commonly known as FICO scores, are a numerical grade of your credit performance…