This Article is About
easy ways to save money
monthly budget planner
home telephone service
paying off debt
ways to save money
emergency fund
Top 5 List Of Easy Ways To Save Money On Every Day Things
Join 1000's of Authors at StreetArticles Today!

There are several easy ways to save money and the benefits are many. It goes without saying that the more you save by reducing your spending, the more money you can apply toward paying off debt.

Contrary to what we are told about the importance of saving money for retirement or just to have an emergency fund, it is imperative to first pay off debt. Paying off debt first is important because interest on debt is generally higher than any interest that could be earned if money were invested or placed in a savings account.

For the sake of this article, we are going to talk about saving money in the context of reducing every day expenses. It is impossible to reduce expenses without a solid plan. The best plan is to use a monthly budget planner. Knowing where the money comes from and where it goes will reveal several easy ways to save money every month.

Here are five easy ways to save money on every day things:

Trim some premium cable services. Some people have gone as far as eliminating cable service all together. I am not suggesting that here, but there are some things you can do to reduce your cable bill. Review your monthly cable bill and think about cutting back on some of the service. You can cut out the movie channels or move to a less expensive package with fewer channels.

Eliminate your home telephone service. This is a great way to save money if you already have a mobile phone plan. If you’re comfortable relying only on a mobile phone, there is no reason to continue paying for a land line.

Rent movies from Red Box for $1.00. Get your moves from Red Box. It costs just one dollar per night. This is a much cheaper option than your local video store or using On Demand with your cable company.

Request a lower interest rate on credit cards. Some credit card companies may be willing to lower the interest rate on your card balances if you ask. You may be surprised if you ask. If your credit card company refuses, switch to an introductory low interest credit card or a one of many 0% APR credit cards.

Bundle your telephone, cable, and internet. Many companies now offer bundled services for less. Another advantage of bundling is the convenience of a single bill.

These five easy ways to save money are only a few of the methods you can use to reduce monthly expenses. Creating a budget and tracking all of your expenses will help you find many more areas to save money. Learning how to budget and save money is a major step in achieving your financial dreams.


Street Talk

No comments present
You May Also Like
Easy Ways to Save Money at Home
The current economic status the United States is facing is making a lot of people cut corners when it comes to basic necessities around the house. While a lot of people have lost their jobs, it does not mean they can just go without food and a place to stay.…
By: Laura Yates  in  Finance  >  Personal Finance   Jan 24, 2012  
0
  Likes: 0

How To Use Monthly Budget Planner Worksheet
It could be a challenge trying to balance every cent and penny you earn with your expenses. The monthly budget planner worksheet is used to help you keep an eye on what comes into and what is going out of your pocket. So, you can manage your hard earned money…
By: Reed Cambpell in  Finance  >  Personal Finance   Dec 29, 2010  
0
  Likes: 1

Ways to Save Money by Changing the Way You Think About Money
Have you ever thought you may have a certain attitude toward money that keeps you from getting ahead financially? We have all been influenced throughout our lives by family members, friends, and the media about the way we think about making, saving, and more importantly, spending money. The aim of…
By:  in  Finance  >  Budgeting   Mar 14, 2011  
1
  Likes: 1

5 Easy Tips For How to Save Money Every Month
With our economy the way it is today and the need, for many, to get better control over personal spending, it is becoming more important than ever to find ways to save money . . . and what better way than to find ideas on how to save money every…
By: S. Giles1 in  Finance  >  Personal Finance   Oct 27, 2011  
2
  Likes: 2

Auto Insurance Frisco Tx: Three Ways to Save Money
The simple fact of life is that you will need auto insurance Frisco TX if you drive a car. Auto insurance will save you any out-of-pocket expenses if you are involved in an accident. Additionally, most states require the driver to have insurance in place to legally operate a vehicle.…
By: Ellen M. Hahn in  Finance  >  Budgeting   Mar 17, 2016  
0
  Likes: 0

Avoid Temptations While Learning How to Budget and Save Money
Learning how to budget and save money is critical to the success of your financial future. You need money to survive in this world. Not only do you need money for everyday living expenses, but you should also put aside some for retirement or for backup in case of job…
By:  in  Finance  >  Budgeting   Mar 07, 2011  
0
  Likes: 0

Money And Family Values
Money is essential. I grew up in a traditional middle-class home; my father had a job and my mother stayed at home. Over the years, I have spent a great deal of time and money trying to figure out why I was not making more money. I believe that I…
By: Adrienne Scott  in  Finance  >  Budgeting   Jan 04, 2012  
0
  Likes: 0

Dressing Your Teenager On A Budget
Back to school shopping is coming soon. As a parent of teenagers, I used to dread this time of year. We would spend so much on clothes that are just going to go out of fashion in a few months. After years of this, I started to develop a method…
By: Mila Reeter in  Finance  >  Budgeting   Aug 22, 2011  
0
  Likes: 0

Budgeting That Makes Sense
Budgeting does not have to drive you crazy or cause you to feel like you're in a vortex. Sometimes it is the small steps we take that create a big effect, so here are some tips to help you trim your budget without making you feel like you’re in chains.…
By: Jean Dewitt in  Finance  >  Budgeting   Jun 01, 2011  
0
  Likes: 0

Budgeting for the Future
In life the people that run into the most trouble are the people who have no real plan. The other day I asked my friend if he was making $5,000 / month what would do with it or how would his life change. He reported he’d get a new bedroom…
By: Koko Ishe in  Finance  >  Budgeting   Jun 08, 2011  
0
  Likes: 0

Taking Care Of Your Finances
You do not want to be one of those guys who does not take care of your finances because the world is one big vacuum waiting to suck up the careless, the person void of wisdom, and the person who does not plan well. In Proverbs chapter 27 verses 23,…
By: Koko Ishe in  Finance  >  Budgeting   Jun 02, 2011  
0
  Likes: 0

How to Budget And Keep Your Sanity
Is budget a dirty word to you? Do you think of it as too restraining and a bit of a fun-killer? If so, you may want to rethink that, because making a budget and living within its boundaries can give you a whole new lease on life, and more than…
By: Jean Dewitt in  Finance  >  Budgeting   May 31, 2011  
0
  Likes: 0

Buy Homes In Chennai After Reading Through the Tips
The process of buying a house is a thrilling experience for every buyer. In fact, for many people home buying is the most significant decision and the greatest financial investment of their lifetime. In countries like India, buying a house is a major investment for those living in major cities…
By: Martin Raj in  Finance  >  Budgeting   Nov 13, 2013  
0
  Likes: 0

Save Money And Live Healthier By Fixing Your Own Food
Tomorrow is going to be a very long day. You will have four classes, the first of which begins at 8 a.m. Your next class, Psychology 1010, is at 9:00. There, you will be taking a test. It will be multiple-choice on a scantron, but still, it is a test.…
By: Hollie E. Townsend in  Finance  >  Budgeting   Jan 30, 2012  
0
  Likes: 0

Dare To Be Frugal
Living frugally and being thrifty are my new obsessions. There are a few reasons why an individual would embark on the frugal life. Some individuals choose to renounce their attachment to material goods in order to lead a more spiritual life. At this time, that is not my goal. There…
By: Adrienne Scott  in  Finance  >  Budgeting   Dec 31, 2011  
0
  Likes: 0

Article Views: 1151    Report this Article