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If you have ever had to get a vehicle towed you know that it does not come cheap. There are many reasons why a car gets towed including parking in a designated business spot when you are not at the actual business , a vehicle that is broken down and needs to get towed to the shop, and a car accident were the car also needs to go to the shop. In this article you will learn how in California and many other states you can actually get towing coverage as part of your car insurance.
So if you have had to have you car towed lately you were probably outraged about how much the bill was. It is like there are hidden fees that are not stated and the amount for a haul just keeps getting more and more expensive.
Some independent agencies are actually offering towing as part of their insurance coverage. This way if you need a haul for whatever reason, you will be covered. This is a fantastic idea, especially if you know how much towing rates actually are. These rates are usually between $100-$400 and this can really be a lot when you tack on all the other costs of why your vehicle is getting towed in the first place. Most of the agencies that offer this coverage do have a certain mileage that they cover and it averages around 15 miles. So if your haul needs to go more than the 15 miles then you would not be covered and either would pay for the extra miles or depending on your policy, you may have to pay for the whole tow.
A big reason that people have to get their vehicle towed is when they get into an accident. Some tips that you can follow to help insure you pay less on your tow and do not get ripped off is to always take photos if possible at the scene of the accident. Note who actually cleaned up the cars and hazardous liquids and materials. Finally, look over thoroughly the bill for the haul and find anything that looks like a hidden or questionable fee. Also you should contact your California car insurance company to let them know what is going on.
In this article you learned that in California and other states you can actually get vehicle towing coverage added to your insurance policy. This can save you money in the long run and give you a bit more piece of mind when on the road. You also learned some quick tips on what to do at the scene of an accident you are in and if you vehicle needs to be towed you can takes steps to protect yourself.
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