Insurance Institute of USA reports that more than 96% of Americans overpay for their car insurance every year. Why this is happening so often is because most Americans make the mistake of letting a car insurance agency put together their car insurance policy for them.

What they don't realise is that by letting these people hold their hands and guide them, they end up overpaying at least 50% or more on car insurance costs because these agencies are only looking for a commission ...and the more you pay the more commission they make!

You see, car insurance companies literally spend billions of dollars advertising on the television or radio to get you to hop on or to switch to them.

They attract you with fancy advertisements like this ...

"Cut your car insurance costs by 15% or more with us "

OR

" Save $300 or more when you switch over to us "

They always do that because selling car insurance policy is a license to print money ... as they know very well most folks don't know how to put together a car insurance policy ....so they end up overpaying for years they continue to drive.

The fact is, if you're waiting around for car insurance companies to help you save money and cut costs, I can guarantee it'll never happen.

You've to do it yourself, and I'm going to help you on this.

To make that happen, going on-line, comparing rates with the various car insurance companies and choosing the one with the lowest possible rates is not the way to lower your car insurance costs.

To get the absolute lowest car insurance costs, all you have to do is to shop for car insurance coverage at certain car insurance companies (not the companies you always see and hear on the television or radios) that offer fantastic low rates and superior customer service.

Mind you, these are not fly-by-night companies but companies who earn their reputation by offering attractive car insurance rates and excellent customer service. Some of these companies have been around for 50 years or more while one have been in existence for 100 years or more.

Using these low profile car insurance companies services will save you up to 50% of your car insurance costs. In the past, car insurance companies hold the power because of the knowledge they have. In the present, YOU have the power so you should use it wisely to get the best rates for your vehicle.