Are You Credit Wise?
Like most people, I have a few credit cards and I use them regularly. Some people who have credit cards think of them…
Mobile Credit Card Processing Will Make Your
Just when you thought that credit machines were the pinnacle of monetary transactions, think again. Mobile credit card…
Collection Agency Laws: Most Frequently Asked
Despite certain laws being enforced to protect consumer rights, many debtors are still facing grave threats and abuse…
Other Illegal Debt Collection Practices To Watch
Credit debt collectors are known for their abusive and in some cases, downright illegal collection practices. In this…
Are You A Victim Of Check Payment Processing?
Check payment processing or registries as they are sometimes called, are just another type of agency that will collect…
Top 10 Bad Credit Rating Repair Tips
#1. Get Organized Credit can be a simple process. We as a society have made some stupid choices when it comes to credit.…
Credit Articles (92)
How Credit Score Rating is Measured
In most cases, the details of the credit score rating scale used by the most credit bureaus are closely guarded trade secrets. The secrets are shrouded within the guidelines of the companies that have built the scoring credit score rating scale. Let me however say that, the best known and…
By:  in  Finance  >  Credit   Dec 30, 2010  
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Benefit Of Getting Easy Personal Loan In Singapore
In the past years, it may be difficult to take out a loan from a bank. But now, it is easy to get cash help from the money lenders. If you are faced with personal financial situation, it is important to find a good lender. The benefits of getting easy…
By:  in  Finance  >  Credit   Apr 18, 2016  
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Payday Loans Statistics: United Kingdom
Payday loans, also known as payday advances are small, short term loans secured against a customer’s next paycheck. Payday advance loans rely on the consumer having previous payroll and employment records. Payday loans in the UK are a rapidly growing industry with four times as many people using such loans…
By:  in  Finance  >  Credit   Apr 03, 2012  
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6 Tips on How to Raise Credit Score Fast
Many consumers fail to realize what causes a change to happen on their credit report. This is paramount to having good credit. Your credit score will determine what type of borrower you are. It also indicates whether or not you should qualify for a loan, obtain mortgage or get hired…
By:  in  Finance  >  Credit   Jan 06, 2014  
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Learn How to Establish Credit
Having a credit history,good or bad, will allow you to move through the complex financial world we live in. But what if you don't have a credit history at all? For the most part, having no credit history is worse than having a poor credit history. But the question is…
By:  in  Finance  >  Credit   Aug 22, 2011  
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Of Statutes Of Limitations And Debt Collection Agencies
Although debt collectors are known for their aggressive and often, illegal collection practices, consumers now have the upper hand with the Fair Debt Collection Practices Act or FDCPA enacted by the congress. Unfortunately, many debtors remain clueless when it comes to their rights as well as the concept of time-barred…
By:  in  Finance  >  Credit   Jul 20, 2012  
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How Students Can Build Good Credit Rating
The most important part of shedding the persona of a student and becoming an adult is being financially independent. But because of some strict changes in bank policies, becoming financially independent is not that easy. The most important element or hurdle standing in your way is credit rating. A good…
By:  in  Finance  >  Credit   Sep 02, 2014  
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Thoughts on Colonoscopy, Homage to One Of the Greatest Researchers, Marie Curie, And the Colossal Mistake the US Federal Government is Making In Re
by Dr. Jeffrey Lant. Author's program note. It is 5:27 a.m. here in Cambridge, where the invention of the future via research is our product, our pride, our unmitigated purpose... a place of assiduous effort, often lonely, frequently inconclusive, a place where the glory lies not just in achieving a…
By:  in  Finance  >  Credit   Jan 21, 2016  
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How to Fix My Bad Credit Score the Easy Way
Did you know that 1 in 4 credit reports contains errors or omissions? And if it goes undetected can hurt you financially. Think about this for a moment. If the studies are correct and statistics say that they are then that means 1 in 4 people have a bankruptcy that…
By:  in  Finance  >  Credit   Jan 05, 2012  
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Tips on How to Raise Credit Score Fast
Nowadays, credit scores or FICO scores are very important. One needs to have a good credit score in order to buy a house, car and even land a good job. There is no such thing as magical way to boost your credit score but with focus, self-discipline and goal setting,…
By:  in  Finance  >  Credit   Nov 04, 2013  
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How To Find Free Credit Score Without A Credit Card
Your credit score is very important. With a free good credit score, no credit card, you can take out a loan to buy expensive items such as a house. On the other hand, bad free credit score, no credit card, can affect your ability to be hired or considered for…
By:  in  Finance  >  Credit   Dec 29, 2010  
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Avoiding A Credit Card Lawsuit: Negotiating With A Tough Creditor
With the looming economy, inflation and hundreds of people dealing with various financial problems, it’s not surprising that many are also facing credit card lawsuit for unpaid debt. The good news is, there is a way to avoid such problems, like meeting up with your creditor and striking a deal.…
By:  in  Finance  >  Credit   Jul 05, 2012  
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  Likes: 0

Sensex, Gold: On the Upward Curve Once Again
Will the Sensex go up or go down? It is a question that had been plaguing traders and stock brokers all through December last year. Forecasts for the New Year were made neutrally where trade pundits predicted a correction in the prices of equity of companies listed on the Sensex.…
By:  in  Finance  >  Credit   Jan 27, 2014  
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How to Get Out Of Apartment Lease
There are many different options you can use when you want to lease an apartment, but you cannot find so many options on how to break a lease. This happens because there are many different contracts you can sign for various services or benefits you are interested in, but you…
By:  in  Finance  >  Credit   Apr 09, 2015  
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History Of Equifax - Company Owns Your Secrets
Most people have heard of Equifax, one of the largest credit bureaus in the world along with Experian and TransUnion. But few have heard the backstory of how the company got started and how they grew to become the juggernaut they are today. I'll discuss the history of Equifax, a…
By:  in  Finance  >  Credit   Nov 07, 2011  
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Negotiating Debt Settlement Like A Pro
Negotiating with your creditor will not only give you one less thing to worry about, it will also help erase bad marks from your credit report. Settling the debt through negotiations is best for debtors who amassed huge fees and interest on a small debt. Almost all unsecured debt types…
By:  in  Finance  >  Credit   Aug 05, 2012  
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Insane Interest Free Periods
I firmly believe the credit card firms should be held accountable to some degree for consumers Now, in theory, these are fantastic, IF you are disciplined enough to use it ONLY for that duration. Nowadays we are seeing up to 40 months interest free options, that's more than 3 years!…
By:  in  Finance  >  Credit   May 28, 2016  
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Restoring Your Credit Report And Rebuild Your Credit Score
It can take three to 12 months to restore your bad credit. However the time you spend restoring your credit it is well worth it and the benefits you reap are priceless. Since the applying for loans have become everyday more difficult to obtain not to mention credit cards. If…
By:  in  Finance  >  Credit   Apr 18, 2012  
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  Likes: 1

5 Reasons for Carrying Out A Business Credit Check
In the present economic climate, any business director or owner can attest to the challenges that arise due to late, missing payments or con companies. Business proprietors are no doubt know the irritation that crops up when chasing after payments and trying to maintain a steady cash flow in and…
By:  in  Finance  >  Credit   Jan 07, 2014  
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Retail Finance - New Consumer Financing Options For Small Business
In the wake of the credit crunch and ongoing recession, many small and medium sized businesses that feature higher ticket goods and services and need retail finance have found it increasingly difficult to get their customers financed to buy their goods. Many of the larger banks that feature this product…
By:  in  Finance  >  Credit   Sep 01, 2011  
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Debt Settlement Companies: Should You Trust Them?
Many debtors work with debt settlement companies, being required to pay the money via escrow and once the fund reaches a certain amount, the company will try to settle the accounts for them. Unfortunately, most of the payments debtors make only covers the extra service charge and other fees that…
By:  in  Finance  >  Credit   Jul 22, 2012  
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Take Advantage Of Wireless Credit Card Processing
The days of cash transactions are fast becoming a thing of the past. You no longer have to carry hundreds and thousands of dollars to shop, all you need is a small piece of plastic with a magnetic strip. Credit cards have made life a lot easier for both consumers…
By:  in  Finance  >  Credit   Sep 02, 2014  
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Why Corporatecashcreditcom Is So Focused on the 80 Paydex Score
Like many others, you might be wondering why Corporate Cash Credit places so much emphasis on helping clients achieve an 80 Paydex score. Well, unless you are business owners you probably don’t know why an 80 Paydex is so important. Corporate credit is different than personal credit, but businesses must…
By:  in  Finance  >  Credit   Jan 21, 2016  
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  Likes: 0

Top 10 Bad Credit Rating Repair Tips
#1. Get Organized Credit can be a simple process. We as a society have made some stupid choices when it comes to credit. Then after having made those choices, then we want to stick our head in the sand and act as thought nothing has happen. When nothing could be…
By:  in  Finance  >  Credit   Jan 05, 2012  
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  Likes: 3

What is the Lowest Credit Score And How to Rebuild It?
While many people have been trying to uncover the secrets to getting excellent credit score, others are not interested in checking their credit worried that they will discover they have the lowest credit scores. But what is the lowest credit score exactly and how can you build it up to…
By:  in  Finance  >  Credit   Nov 06, 2013  
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  Likes: 0

Protecting Consumer Rights Under The Fair Debt Collection Practices Act
Debtors are expected to repay the debt they incurred within the given terms of the contract. Unfortunately, a number of debtors got debts so high, they are unable of repay them at all. Creditors have the right to collect the debt, with a few limits, of course. The Fair Debt…
By:  in  Finance  >  Credit   Jul 09, 2012  
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The Way Of the Future: Credit Card Machines
The amount of things one can do with a credit card or a debit card on a daily basis is incredible. The reason being is that mobile credit card machines have modified these simple objects into something that one can almost use anywhere and at no expense. The device ensures…
By:  in  Finance  >  Credit   Feb 18, 2014  
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Online Payday Loans – To Get Cash for Instant Monetary Support
You need to borrow money for that urgency. So, the borrowed funds are required to be up to you at a certain time. Rather than making personal visits to a lending institution, it would be good whenever the application for the loan is created online. Payday loans online is carved…
By:  in  Finance  >  Credit   Jul 01, 2015  
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Are Credit Monitoring Services For Me?
Consumers who seek ways to improve credit scores may be offered a vast amount of products and services as they search online. These services may allow them to obtain their credit report, their credit scores, assist them in finding ways to improve credit scores and also help them keep regular…
By:  in  Finance  >  Credit   Nov 11, 2011  
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  Likes: 1

What To Do When Negotiating Settlement For Debts
Working out a settlement deal with a creditor or a debt collection might sound intimidating but it’s actually easy when you know what to expect. Apart from getting a reasonable amount to repay the debt, you can also minimize the damage the debt will cause to your credit report. The…
By:  in  Finance  >  Credit   Aug 14, 2012  
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The Fair Credit Report Act is designed to ensure that the Credit Reporting Agencies and creditors…
Every country in the world keeps records on their constituents via their credit report. Whether you…
It used to be that debt collectors had the upper hand when it comes to dealing with debtors. These…
Evidence of deceptive, abusive and gross misrepresentation by debt collectors companies have been…
Many consumers are unaware of the meaning of non-traditional credit or even know that they may already…
In most cases, junk debt buyers and creditors are so eager to collect that they will do practically…

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