Can Overdue Library Books Hurt My Credit Score?
Can Overdue Library Fines Really Hurt My Credit Score Rating? Scenarios and situations that result in a lowered credit…
Revealed - 11 Ways Raise Your Credit Score
Revealed – 11 Ways Raise Your Credit Score 1. Select a credit repair system plan rather than spending time and trying…
Important Questions to Ask When In Contact With
Dealing with a collection agent is quite a stressful experience especially with the possibility of facing a credit…
Your Credit Score Range – Does Your Credit
What is your credit score? Does it even matter? Yes, it does matter and for more than you might think. Credit scores…
How To Improve A 630 Credit Score For Joint Card
There are multiple benefits when it comes to applying for a joint credit card; however the primary reason is the good…
How To Negotiate With A Debt Collection When
In most cases, creditors who are pursuing debtors will make them feel like they got the upper hand when negotiation…
Credit Tips Articles (41)
Can Overdue Library Books Hurt My Credit Score?
Can Overdue Library Fines Really Hurt My Credit Score Rating? Scenarios and situations that result in a lowered credit score seem very cut-and-dry. You miss a payment, your credit score is lowered. You apply for too many new lines of credit - your FICO score drops, but did you know…
By:  in  Finance  >  Credit Tips   Sep 23, 2014  
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Credit Repair Facts And Scams
There's a new scam in town and it is called credit repair. Unfortunately, there is no way to know exactly how much money this scam rakes in per year because most victims are too embarrassed to come forward and file complaints. It starts with the promise of taking your low…
By:  in  Finance  >  Credit Tips   Dec 05, 2011  
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Strategies For Getting Second Chance Loans
If you've had a history of serious credit problems such as late credit card payments or bankruptcy, then you are considered a "high risk" when it comes to getting any type of new accounts. Keeping a positive attitude and maintaining patience and flexibility are essential emotional assets when it comes…
By:  in  Finance  >  Credit Tips   Mar 31, 2013  
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How to Effectively Remove Inquiries From Your Credit Report
A lot of people do not know this, but inquiries on a credit report can drastically and negatively affect theirability to get financing. In fact, having just 6 inquiries on your account within a short 6-month period can render you automatically disqualified in the eyes of many modern lenders. Despite…
By:  in  Finance  >  Credit Tips   Oct 30, 2015  
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Four Mistakes to Avoid with Credit Cards
These simple tips concerning your credit cards will help you save money and improve your credit score. This information can also help you steer clear of costly debt and use of credit card incentives that really offer little value to typical credit card holders. Get a credit report Request your…
By:  in  Finance  >  Credit Tips   Mar 01, 2011  
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Important Questions to Ask When In Contact With A Collection Agent
Dealing with a collection agent is quite a stressful experience especially with the possibility of facing a credit card lawsuit. For others, ignoring the problem might seem like the best thing to do but if you want to rid yourself of a problem, you’re going to have to find to…
By:  in  Finance  >  Credit Tips   Jul 10, 2012  
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Revealed - 11 Ways Raise Your Credit Score
Revealed – 11 Ways Raise Your Credit Score 1. Select a credit repair system plan rather than spending time and trying to find out if credit repair companies work . The truth is yes, some do and some don’t do so well, but the bottom line is they cost lots…
By:  in  Finance  >  Credit Tips   Mar 20, 2015  
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How to Repair Bad Credit Fico Score Secrets!
Do you know the steps necessary to help you repair bad credit? Do you know the FICO score secrets? Are you looking to purchase a new home? Do you know what the creditors are looking for before you can be approved for that mortgage loan? Do you have negative marks…
By:  in  Finance  >  Credit Tips   Jan 22, 2012  
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How Could the Credit Crunch Affect You?
While you might think of banks, businesses, and government entities when you hear the words “credit crunch,” these times of economic turmoil and uncertainty can affect you, too. Some economic sectors are affected more than others during these times, and some industries and businesses suffer more, as well. However, if…
By:  in  Finance  >  Credit Tips   Dec 11, 2013  
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Fundia Capital Review
Fundia Capital Small Business Loan Review Name: Fundia Capital Established: 2014 Lender Type: Loan Finding Service Funding Locations: Nationwide How To Apply: Online Cost To Apply: FREE Personal Rating: 8 out of 10 - Fundia Capital received an almost perfect score from us, and if it weren't for their funding…
By:  in  Finance  >  Credit Tips   Jan 31, 2016  
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These 3 Things Will Raise Your Credit Score
What is credit management? In short, checking your credit report at least every couple of months. By doing so, you are in essence monitoring the activities that determine what your credit score is and will be. And, consequently, how you are able to move through this world financially. The way…
By:  in  Finance  >  Credit Tips   Sep 26, 2011  
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  Likes: 2

How To Negotiate With A Debt Collection When You Got No Budget For Repayment
In most cases, creditors who are pursuing debtors will make them feel like they got the upper hand when negotiation starts. They will try every trick in book to collect from debtors including threatening phone calls, harassing letters and even phoning you from where you work. If you can settle…
By:  in  Finance  >  Credit Tips   Jul 12, 2012  
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How To Improve A 630 Credit Score For Joint Card Application
There are multiple benefits when it comes to applying for a joint credit card; however the primary reason is the good credit score of one party, can help a bad credit score of the other party. This allows the secondary holder, to build or rebuild his or her credit rating,…
By:  in  Finance  >  Credit Tips   Jul 04, 2015  
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How To Prevent Bankruptcy
There are many things you have to know about learning how to prevent bankruptcy. All boils down to learning how to prevent bankruptcy if you must be able to manage your finances well. You need to find out if there are some things you need to do so as to…
By:  in  Finance  >  Credit Tips   Dec 29, 2010  
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Bad Credit Sucks Fix It Now
Are you ready to change? Have you been turned down for a loan recently? Have swiped your credit while in the checkout lane in the grocery store with you hands behind your back hoping that the cashier won't tell you that your credit card had been decline? As you stand…
By:  in  Finance  >  Credit Tips   Jan 22, 2012  
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Your Gifts Cards Can Be Traceable?
Gifts cards are by-products of technology and they are given to people whom we love and these gift products help us to make them realize how dear they are for us. Gift cards are given to persons as a gift or utilised as a promotional material by a company to…
By:  in  Finance  >  Credit Tips   Jan 07, 2014  
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Online Business Loan Approval
Getting A Business Loan Approval Online If you are looking for a business loan online, and you need to secure your funding quickly, the last place to go is to a traditional lender or a local bank for an online approval. I researched banks and traditional lenders for business loan…
By:  in  Finance  >  Credit Tips   Feb 03, 2016  
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How To Raise Your Credit Score
Is your credit score holding you back financially? Not able to purchase the car you wanted at the interest rate you desired? Can't qualifiy for a loan on the home of your dreams? This shouldn't and won't be the case if you use the following credit score management techinques. You…
By:  in  Finance  >  Credit Tips   Aug 22, 2011  
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Debt Collectors: Rising Complaints For Abusive Collection Tactics
According to the Federal Trade Commission, gathered by the Consumer Financial Protection Bureau, debt collectors have the highest number of consumer complaints. Both the Consumer Financial Protection Bureau and the Federal Trade Commission gathered all data and found that debt collectors routinely violate the FDCPA for their aggressive and unsavory…
By:  in  Finance  >  Credit Tips   Jul 12, 2012  
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Tips to Avoid Bad Credit
Anyone who has a credit card risks carrying too much card debt. You don’t want to be pressurized with piling credit card debt, as it can be extremely difficult to repay. If you are applying for auto insurance, or a home you need to be sure that your credit report…
By:  in  Finance  >  Credit Tips   Aug 06, 2015  
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How To Improve Credit Score Fast
There are a number of ways you can learn to improve credit score fast. If you intend to buy a house or car very soon, you will need to clean your credit so that, you can qualify for an affordable interest loan. With due diligence on your part, you can…
By:  in  Finance  >  Credit Tips   Dec 30, 2010  
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Fix Your Credit Score - I Have My Credit Report What Next?
Once you obtain your credit report you will able to add, correct and delete any information which is incorrect, incomplete, remove negative account that are out of date or the result of identity theft, according to FACTA law. If you have a hard time understanding your credit report. Instruction and…
By:  in  Finance  >  Credit Tips   Mar 06, 2012  
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The Advantages Of Hiring A Third - party Collection Agency Service
The main focus of a collection agency service is to collect outstanding dues or bad debts. A good collection agency has composed a persistent team of collection experts who will constantly remind your business counterparts of their debt. They provide one-of-a-kind services specializing in the most recent collection techniques and…
By:  in  Finance  >  Credit Tips   Jan 13, 2014  
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How to Get the Best Cash Back Credit Card?
Selecting the best credit card provider is certainly not an easy job. You need to consider a number of important parameters and the fulfillment of each and every parameter will dictate your selection. The key to an effective credit card search process is research. Talk to friends. Talk to acquaintances.…
By:  in  Finance  >  Credit Tips   Feb 23, 2016  
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Applying for Credit Cards With No Credit History
If you've never owned a credit card, you are unlikely to have a credit history. Applying for credit cards with no credit history can sometimes be as hard as applying for them with with a bad credit history. It is often the case that credit card providers turn people down…
By:  in  Finance  >  Credit Tips   Aug 31, 2011  
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Your Credit Score Range – Does Your Credit Score Matter?
What is your credit score? Does it even matter? Yes, it does matter and for more than you might think. Credit scores range from 300 to 850 and can determine a lot of things in your life. Just what all does your credit score impact? Let’s take a look at…
By:  in  Finance  >  Credit Tips   Sep 15, 2012  
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  Likes: 3

How to Save More Money
Before having no choice but to spend all the money in the bank, grab the option of knowing how to revive that wallet and bank account until it becomes completely empty. Truth be told, it is one guilty pleasure to have that purchasing power. Maybe splurging a little is not…
By:  in  Finance  >  Credit Tips   Sep 16, 2015  
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Ways To Improve Your Credit Score
Your credit score, no doubt, is a very useful number that lenders need to know whether or not they will extend credit to you. It also dictates what the interest rate and terms of the credit or loan will be. The lower your score, the less likely you will be…
By:  in  Finance  >  Credit Tips   Dec 30, 2010  
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How to Improve Your Credit By Staying Clear Of the Scams!
We are all being bombarded by these advertisements on a daily basis by these "credit repair" companies. They always seem to promise things such as: " We will take care of those liens no problem. We'll erase that charged off credit card from your credit report within the month". The…
By:  in  Finance  >  Credit Tips   Apr 30, 2012  
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Some Smart Talk for Student’s Personal Finances
As we all know going to collage is not cheap. Our young students shouldn't be saddled with any more debt than they already are from student loans. We need to take a close look at how we can keep our students in spending money without the burden of getting into…
By:  in  Finance  >  Credit Tips   Jan 20, 2014  
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Credit card debt has become one of the largest consumer problems in recent times. I know, because…
Do you know how to repair your credit? Have you wondered how to settle your credit disputes? Well...…
Payment Protection Insurance Policy can be a helpful financial product for many people. Other times,…
The tax-cut debate in the USA, the tax-riots in the EU, even the regime-changing in China—these…
Are you drowning in debt, as they like to say? Can you never seem to get out of the slump, spending…

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