Revealed - 11 Ways Raise Your Credit Score
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Revealed  -  11 Ways Raise Your Credit Score

Revealed – 11 Ways Raise Your Credit Score

1. Select a credit repair system plan rather than spending time and trying to find out if credit repair companies work . The truth is yes, some do and some don’t do so well, but the bottom line is they cost lots of money and it’s simply not worth it. We recommend using credit reporting loopholes to outperform what most brand labeled service such as Equifax credit repair software can do for you

2. Get free report all 3 credit bureaus- this is vital and when you do begin our system of getting ready to raise your credit score .

3. Get a copy of Scott Hilton’s Credit Secret-Okay we’re doing it again, but truth is truth Hilton’s genius product reveals some of the most surprising methods to work around harmful trade lines and clean your report up. Your credit score will go up. Download Hilton’s Credit Secret.

4. Register with Credit Karma- Okay, we usually don’t like to throw names out there, but Credit Karma is just beyond ordinary it offers so much to those who want to become efficient in monitoring and raising your credit score.

5. Know FDCPA – The Fair Debt Collection Protection Act is the best tool you’ll have in your kit and you don’t have to be an attorney to understand it. By simply exercising one its most basic inclusion- “disputing the debt” you can stop collections in its track, remove

6. Be Tenacious- Listen this is what’s going to happen when you first begin your plight to get items removed from your credit report . All 3 credit bureaus Transunion, Equifax, and Experian will send you their standard letters and after about 30-35 days (should be 30) they will send a letter possibly moving an item to make it look good, but leaving all else intact. DO NOT settle for that. Use Hilton’s Secret steps to make the credit bureaus sigh knowing that they’re going to have to do more than sent you half-worked response letters.

7. Discover Incorrect Payments/Balances- Often overlooked companies constantly have ill-trained employees who entered numbers that simply do not match up. Not so long ago I discovered I overpaid one of my accounts and upon getting the logs from the company discovered a mess and netted close to $400 in monies that were not appropriately entered. I then went back and had any delinquencies removed and raised my credit score by 29 points.

8. Dispute “hard inquiries”- While hard inquires won’t put huge dents on your credit report but every little bit helps. Scott Hilton's Download

9. Respond to Collection Letters- I cannot emphasize how important it is to act on collection letters within 7 days from the time you receive it. No you don’t want to wait 20 days, act aggressively by sending your dispute letters in immediately Sample credit dispute letter.

10. Study debt collectors do- I know this sounds a bit odd, but here’s the thing. Debt collectors offer you lots of clues as to how to get around and away from their ability to fiddle with your credit report. By understanding their limitations you’ll understand the power you have.

11. Never use Electronic Dispute Forms- I don’t care how nice the credit bureaus appear to you. They are not in place to admit errors or delete items. So when they offer you a friendly, easy way to dispute. You are just as nice and give them the “no thank you” and move on to completing your disputes on your own.


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