History Of Equifax - Company Owns Your Secrets
Most people have heard of Equifax, one of the largest credit bureaus in the world along with Experian and TransUnion.…
Practical Ways to Deal With Unexpected Debt Claims
The slightest misstep in a debt claim could result in costly consequences, which is why it is important to determine…
What To Do Next When You Got A Collection Letter
With the unstable economy and an unsure future of most businesses, the last thing you need is a credit card debt collection…
What Is A Credit Score?
Before we can answer the question, "What is a credit score?" and work toward learning how to improve credit scores,…
How to Get Out Of Apartment Lease
There are many different options you can use when you want to lease an apartment, but you cannot find so many options…
How To Fight Back Against Debt Claims
It’s a scary thought to receive a collection letter for unpaid credit card debt. However, for many debtors who does…
Credit Articles (92)
How Credit Score Rating is Measured
In most cases, the details of the credit score rating scale used by the most credit bureaus are closely guarded trade secrets. The secrets are shrouded within the guidelines of the companies that have built the scoring credit score rating scale. Let me however say that, the best known and…
By:  in  Finance  >  Credit   Dec 30, 2010  
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What Are the Activities Of F2i? Discover it on the Official Website Of Vito Gamberale
Visit the official website of Vito Gamberale, an important manager who founded F2i – Fondi italiani per le infrastrutture in 2007. VITO GAMBERALE: THE PROFILE OF THE MANAGER Vito Gamberale started his professional career in 1968 in Anic – Associazione Nazionale Idrogenazione Combustibili, a company controlled by Eni. After some…
By:  in  Finance  >  Credit   Nov 28, 2013  
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Credit Repair to Get the Clean Chit for the Credits And Loans
When we plan to make the make the payment using someone else’s money is in simply terms a credit. Whenever a person applies for a loan or mortgage or even a credit card, it is the fact that they getting the borrowed money from someone who has deposited the money…
By:  in  Finance  >  Credit   Apr 02, 2016  
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Are You A Victim Of Check Payment Processing?
Check payment processing or registries as they are sometimes called, are just another type of agency that will collect information about you regarding your check writing and banking privileges. When you bounce a check or whether you write a check on an account that has insufficient funds, your bank will…
By:  in  Finance  >  Credit   Jan 21, 2012  
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Collection Agency Laws: What Debtors Need To Know
Despite laws enforced to prevent consumer rights violation, it’s not unusual for debt collection agencies to cross the line and talk their way into extracting money from debtors. Unfortunately, not all debtors are aware of the Fair Debt Collection Practices Act or FDCPA. To shed light on consumer rights laws,…
By:  in  Finance  >  Credit   Jul 18, 2012  
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The Safety Of Buying Online
With its speed and convenience, making payments online through payment gateways has become an increasingly popular method of taking care of our day to day purchases and payments. There are those who are hesitant to take this step, having been scared off by worries about identity theft and the general…
By:  in  Finance  >  Credit   May 02, 2014  
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Improving Your Credit-simple Steps to Repairing Credit And Improving Your Credit Cores
We all strive to maintain a good credit history and no one sets out to have bad credit. However, circumstances in our lives may leave with no other alternative.  It could be as a result of illness, death in the family, loss of employment, injury, or whatever the case you…
By:  in  Finance  >  Credit   Mar 07, 2011  
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Questions to Ask Your Bank to Find the Best Credit Card for Your Lifestyle
If you are looking for the best credit card for your lifestyle, it’s rather difficult making a choice as there are hundreds of cards available in the market. These cards come with varying combinations of fees, benefits and interest rates. It’s thus better to ask the different banks for this…
By:  in  Finance  >  Credit   Apr 22, 2013  
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It's My Information, Isn't It?
Am I the only person that believes that each person is entitled to their personal information, personal credit portfolio, and their own identity information free of charge? After all it is their own personal information. p> I believe that creditors should have to pay each and every person anytime they,(the…
By:  in  Finance  >  Credit   Oct 14, 2015  
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3 Solutions to Your Credit Repair Problem
In today's economy having great credit is no longer an option, it is an necessity. If you're really serious and determined and are willing to invest time and effort you will discover the solution to your credit repair problem. Let's down to business. You want to setup reasonable expectations as…
By:  in  Finance  >  Credit   Dec 28, 2011  
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Protecting Your Rights Against Abusive Creditors
In most cases, junk debt buyers and creditors are so eager to collect that they will do practically anything to get the money, regardless whether their actions are illegal or not. The good news is, complaints about abusive creditors and debt collectors are on the rise that the Federal Trade…
By:  in  Finance  >  Credit   Jul 01, 2012  
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Hold The Internal Audit Job To Earn More Money To Shine In Your Career
Skills Required For The Auditor: The auditor must require determination, confidence and self motivation to perform their internal audit jobs in extraordinary manner. They must enclose the ability of juggling multiple tasks and partitioning their study and work. Sporadically should possess exceptional logical thinking and predicament solving skill. On the…
By:  in  Finance  >  Credit   Jan 20, 2014  
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How To Make Debt Collectors Play Nice
It used to be that debt collectors had the upper hand when it comes to dealing with debtors. These days, the table has turned, giving thousands of debtors a fighting chance against abusive debt collectors. If you are dealing with a debt collector and you have little clue on how…
By:  in  Finance  >  Credit   Jul 27, 2012  
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Study Completely the Most Superb Lexington Law Review
Credit repair services are crucial if your credit score is low. They are able to help raise your score a lot of if you wish to make application for a loan such as a car loan or mortgage. A lowered credit score will prevent you from getting a loan. It…
By:  in  Finance  >  Credit   Mar 18, 2015  
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Understanding Non - traditional Credit
Many consumers are unaware of the meaning of non-traditional credit or even know that they may already possess non-traditional credit trade lines. Many others do not understand the importance of non-traditional credit when learning how to build good credit history. Whether a consumer is attempting to establish or re-establish themselves…
By:  in  Finance  >  Credit   Jan 16, 2012  
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Credit Cards Deserved to Build the Credit Score
If your credit scores are mammoth you have lots of option to choose a credit card as per the requirements, but if you have a bad credit scores then options restrict to fewer. But that doesn't mean you can’t shop around. Some credit card have high rate of interest or…
By:  in  Finance  >  Credit   Jan 06, 2014  
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Seamless Chex: Your Fastest Way To Accept Check Payments Online
Do you want to have your check processed in a shorter period but can’t find any bank to do it for you? Worry no more because here comes Seamless Chex that provides a faster way of check payment processing. In as quickly as 60 seconds or less, you can already…
By:  in  Finance  >  Credit   Apr 15, 2016  
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Credit Report - Do You Know Your Rights?
The Fair Credit Report Act is designed to ensure that the Credit Reporting Agencies and creditors a guideline to follow in reporting our individual credit history. Here a summarized your Rights under The Fair Credit Reporting Act (FCRA). You have the right for a free credit report every year. The…
By:  in  Finance  >  Credit   Mar 20, 2012  
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Fair Credit Reporting: What You Need To Know Now
Debt collectors have always been linked to harassment, threats and use of profane language to extract debt payments, especially old debts, despite laws enforced to protect consumer rights. Out of statutes debts will be sold and resold and often, those who purchased the accounts will not hesitate to step on…
By:  in  Finance  >  Credit   Jul 18, 2012  
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Why Have I Been Declined?
There are many reasons why a lender might refuse to give you credit. Here’s an overview: 1. Damaged Credit History If you default on a loan or have a County Court Judgement (CCJ), it'll probably remain on your credit file for six years from the date you received it. If…
By:  in  Finance  >  Credit   Jul 30, 2014  
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Beware Of the New Bank Card Fees
There are new fees associated with your debit card that are on the way. Actually, these bank fees are not new. They are just going to be applied in a different manner under a different name. Imagine that. A bank increasing the fees on the accounts you have set up…
By:  in  Finance  >  Credit   Aug 19, 2011  
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Are You Credit Wise?
Like most people, I have a few credit cards and I use them regularly. Some people who have credit cards think of them as a curse. It seems that when the bill arrives they have no idea how the bill could be so much! Credit cards can be a curse…
By:  in  Finance  >  Credit   Oct 21, 2013  
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Get the Best Home Loan Rates: 4 Tips to Get You Started
It might be time that you plan to finally get the dream house that has been in your mind for so long. But of course, before you start to look around for that new house, you would need to get a home loan to finance the whole operation. People generally…
By:  in  Finance  >  Credit   Jan 01, 2016  
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How Credit Worthy Are You?
What is your credit score saying about you? Is is reflective of the character that you really are? Or does it paint a negative picture of your past behaviors or patterns. Does your credit show an image of the person that you don't want shown to the public? If so,…
By:  in  Finance  >  Credit   Dec 26, 2011  
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Other Illegal Debt Collection Practices To Watch Out For
Credit debt collectors are known for their abusive and in some cases, downright illegal collection practices. In this article, we will discuss some of the other illegal debt collection practices you should watch out for. Unpermitted Calls To Debtors’ Offices Sometimes, when creditors or debt collectors are running out of…
By:  in  Finance  >  Credit   Jul 03, 2012  
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Apply For New Credit
Almost every American has found that sometime in their life’s they need some extra buying power. In most cases the person or persons looking for extra cash has little or no cash in reserve. This leads you to apply for new credit from an outside source such as a Bank,…
By:  in  Finance  >  Credit   Jan 25, 2014  
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Trans union credit reporting for redress
Trans union credit reporting agency was founded in 1968. In the year 2009, Trans union credit reporting agency could boast of maintaining credit histories of about 500 million consumers in the world over. This information is in line with what's on their web site. No doubt, credit histories can help…
By:  in  Finance  >  Credit   Dec 24, 2010  
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A Thing Of The Past: Unfair Debt Collection
Evidence of deceptive, abusive and gross misrepresentation by debt collectors companies have been found in abundance with years of unsavory behaviors on record. As such, Fair Debt Collection Practices Act or FDCPA was passed by the Congress in 1977 to minimize the escalating cases of abusive and unfair debt collection…
By:  in  Finance  >  Credit   Jul 29, 2012  
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Know the Fast Ways Of Building Business Credit
Buy-and-hold real estate investors have traditionally relied on personal credit, and, recently, paying cash for income properties. These kinds of credit, for several intents and purposes, have served many investors well. However, they will have also left many approaching short on the goals and full potential. Even so, you can…
By:  in  Finance  >  Credit   Apr 02, 2015  
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Credit And The Consumer: Taking A Proactive Approach
Many consumers are becoming more aware that they need to take a proactive approach when understanding their credit and searching for ways to improve credit rating. By becoming more involved and taking the appropriate actions, they can effectively raise their credit scores to make themselves more attractive to potential creditors. The immediate…
By:  in  Finance  >  Credit   Oct 05, 2011  
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You might be entirely unaware that most banks offer single-use credit cards when purchasing things…
Many debtors work with debt settlement companies, being required to pay the money via escrow and…
Working out a settlement deal with a creditor or a debt collection might sound intimidating but it’s…
In the present economic climate, any business director or owner can attest to the challenges that…
Every country in the world keeps records on their constituents via their credit report. Whether you…
Why credit is so important? I'll tell you why. Whether you want to buy your first house or whether…

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