The Safety Of Buying Online
Join 1000's of Authors at StreetArticles Today!

With its speed and convenience, making payments online through payment gateways has become an increasingly popular method of taking care of our day to day purchases and payments. There are those who are hesitant to take this step, having been scared off by worries about identity theft and the general unreliability of certain aspects of the internet. The horror stories are certainly frightening, but often they represent things wholly unrelated to using payment gateways, and more often focus on a sort of carelessness engaged in by those who either are unaware of safe internet practices, or choose not to follow them.

Making purchases on the internet is entirely safe, provided that we follow some safety measures that are really related to the same sort of care we’d take in shopping in the ‘real world’. The first step in being safe online is only shopping at those places you are familiar, or that seem reputable. If you’re familiar with a site or it’s a site with a reputable name like Amazon, Safeway, Home Depot. You’ll want to pay attention to misspellings in the name of the company or anything that looks off not .net or any others.

There are two other ways to make sure that your payment gateway is secure, first, rather than having http:// at the beginning of the website address, it would have https://, indicating it is SSL protected. In addition, there will be a lock visible at the bottom of your webpage on those websites that are secure. Also, just in case it should ever come up, don’t release your credit card information to someone over an email, ever.

Another important detail in keeping your online shopping behavior safe, make sure that your password information for a given site is strong. Using the same password across multiple sites may be inconvenient, but it is certainly the safest method to ensuring your security. Failing this be sure to use one password that is particularly strong, and remember to change all your passwords at the same time, should it ever become necessary. Most businesses will give you the opportunity to set up an account on their website, before you can interact with their payment gateway, make sure to make use of these options.

Just like any other purchase you would make, take care to keep an eye open for those offers that sound far too good to be true. Chances are, if it sounds too good to be true, it probably is. Free gift offers are particularly common, where the value of the gift is out of line with the value of the purchase you’re intending to make. A little bit of skepticism will go a long way in keeping you safe.

Don’t use public computers to make your purchases online. While this may seem obvious to a lot of people, using a public computer to make a purchase with your credit card or banking information is incredibly unwise. There is no way to make sure that the computer itself is secure, let alone the specific webpage you’re working with. Payment gateways are incredibly useful tools, but just like any transaction, it pays to be careful when choosing to spend your money.

With a little bit of caution and observation, you can prevent yourself from being taken in by the scams that may be out there. There is no more danger to being pulled into these online than there is in any real world transaction, and in many cases safer. So take the leap to making online purchases today, and take advantage of the ease and convenience of online shopping!


Street Talk

No comments present
You May Also Like
Insane Interest Free Periods
I firmly believe the credit card firms should be held accountable to some degree for consumers Now, in theory, these are fantastic, IF you are disciplined enough to use it ONLY for that duration. Nowadays we are seeing up to 40 months interest free options, that's more than 3 years!…
By: Dave Page in  Finance  >  Credit   May 28, 2016  
0
  Likes: 0

Benefit Of Getting Easy Personal Loan In Singapore
In the past years, it may be difficult to take out a loan from a bank. But now, it is easy to get cash help from the money lenders. If you are faced with personal financial situation, it is important to find a good lender. The benefits of getting easy…
By: creditexcel1 in  Finance  >  Credit   Apr 18, 2016  
0
  Likes: 0

Seamless Chex: Your Fastest Way To Accept Check Payments Online
Do you want to have your check processed in a shorter period but can’t find any bank to do it for you? Worry no more because here comes Seamless Chex that provides a faster way of check payment processing. In as quickly as 60 seconds or less, you can already…
By: Ryan Steyn in  Finance  >  Credit   Apr 15, 2016  
0
  Likes: 0

Credit Repair to Get the Clean Chit for the Credits And Loans
When we plan to make the make the payment using someone else’s money is in simply terms a credit. Whenever a person applies for a loan or mortgage or even a credit card, it is the fact that they getting the borrowed money from someone who has deposited the money…
By: Smith Davidson in  Finance  >  Credit   Apr 02, 2016  
0
  Likes: 0

Born2invest As A Storytelling App
There’s something classy about the Born2Invest app. It’s neat, simple, and professional. Unlike any of its competitors, it is deprived of useless web elements typically found in a content curation app. “It is very undemanding and navigable,” said one tech journalist during the app’s official launch in Manila last July.…
By: Arturo Garcia in  Finance  >  Credit   Mar 11, 2016  
0
  Likes: 0

Find Out About Zone Voucher LTD
People have an increased interest in electronic money, because it has become more valuable than ever and although more and larger retail shops have accepted payment with e-wallet, buying coins and money of all kind is not an easy job. This is where Zone voucher LTD comes in discussion, offering…
By: Sheraton Veranda in  Finance  >  Credit   Feb 19, 2016  
0
  Likes: 0

Why Corporatecashcreditcom Is So Focused on the 80 Paydex Score
Like many others, you might be wondering why Corporate Cash Credit places so much emphasis on helping clients achieve an 80 Paydex score. Well, unless you are business owners you probably don’t know why an 80 Paydex is so important. Corporate credit is different than personal credit, but businesses must…
By: Cristia in  Finance  >  Credit   Jan 21, 2016  
0
  Likes: 0

Trans union credit reporting for redress
Trans union credit reporting agency was founded in 1968. In the year 2009, Trans union credit reporting agency could boast of maintaining credit histories of about 500 million consumers in the world over. This information is in line with what's on their web site. No doubt, credit histories can help…
By: Mad Marketer in  Finance  >  Credit   Dec 24, 2010  
0
  Likes: 0

Your Credit Cards And Allowing Your Teenagers Access to Them
You carry your credit card around with you for making payments. It is a better option than carrying large sums of money when you go shopping and dining. At times when you are so preoccupied with your work, you may have to send your teenagers to do your shopping for…
By: harold harry in  Finance  >  Credit   Apr 23, 2013  
0
  Likes: 0

Improving Your Credit-simple Steps to Repairing Credit And Improving Your Credit Cores
We all strive to maintain a good credit history and no one sets out to have bad credit. However, circumstances in our lives may leave with no other alternative.  It could be as a result of illness, death in the family, loss of employment, injury, or whatever the case you…
By: Paul Matos in  Finance  >  Credit   Mar 07, 2011  
0
  Likes: 0

Questions to Ask Your Bank to Find the Best Credit Card for Your Lifestyle
If you are looking for the best credit card for your lifestyle, it’s rather difficult making a choice as there are hundreds of cards available in the market. These cards come with varying combinations of fees, benefits and interest rates. It’s thus better to ask the different banks for this…
By: maddoxpaul in  Finance  >  Credit   Apr 22, 2013  
0
  Likes: 0

Are Credit Monitoring Services For Me?
Consumers who seek ways to improve credit scores may be offered a vast amount of products and services as they search online. These services may allow them to obtain their credit report, their credit scores, assist them in finding ways to improve credit scores and also help them keep regular…
By: Ron Estel in  Finance  >  Credit   Nov 11, 2011  
0
  Likes: 1

Online Payday Loans – To Get Cash for Instant Monetary Support
You need to borrow money for that urgency. So, the borrowed funds are required to be up to you at a certain time. Rather than making personal visits to a lending institution, it would be good whenever the application for the loan is created online. Payday loans online is carved…
By: katherinenewman in  Finance  >  Credit   Jul 01, 2015  
0
  Likes: 0

Repairing Bad Credit History - Do It Yourself
Hello, I’m going to get right to the point here, “you need credit help”. How do I know this? Because you have searched for ways increase your credit score. So with that out of the way let’s see what we can come up with in repairing bad credit history. What…
By: Dave Swanson in  Finance  >  Credit   Mar 04, 2014  
0
  Likes: 0

Importance Of Business Credit Check Ireland
Investment in any business is the most important aspect and this is why it is of prime importance to have all the information about the other business party you are dealing with. At times the other party may show up to be all clear and reputed in their records but…
By: Paul Redpath1 in  Finance  >  Credit   Jan 13, 2014  
0
  Likes: 0

Article Views: 1274    Report this Article