Where should I get my credit score? This is one of the questions a lot of people ask when they want to get more involved with improving and keeping their credit score.

FICO score system is a very commonly used rating with almost all lenders, banks and creditors exclusively using this system. Your FICO score has a very important role to play in your life especially your financial life. Aside from the fact the financial institutions and banks are using it to judge how well you can manage your finances, it is also checked by insurance companies, government agencies, employers and social workers in determining your creditworthiness as an individual.

Checking your credit score at least once a year is considered as one of the most important steps to take in managing your finances. Checking your score allows you to exactly see the parts of your finances that are managed well and those parts that need to be improved. Your credit rating comes with a copy of your credit report, the raw information on which your score is based on. You should always study and check your report to spot any inconsistencies or entries that are out of place. More than 60 percent of credit reports have error or outdated entries and this can negatively impact your credit score. You can have these errors corrected immediately if detected early. That way, you can be sure that your credit score will not reduce.

The easiest method to find out what your credit score for free is through the internet. There are dozens of reputable firms that can offer you a free report and score. This way, your curiosity on what your credit score is will be satisfied in just a short while. Some of these companies also offer added services like identity theft protection without requiring you to purchase additional services to get your credit report and score.

Remember that you are entitled to receive your credit score once a year from any of the major credit reporting agencies. You can keep yourself updated with your credit score by getting your credit report and score from any of these agencies. But you should not check your credit score several times because credit inquiry can affect your score.

There are also other ways to get your credit score besides the credit reporting agencies. Some of these companies will charge you for the service. It is also a fast way of getting your credit score.

Once you realize how important your credit score is, you will find that it is crucial to keep it in good standing. You want to be labeled as good credit and not bad credit. This is true especially if you are looking into applying for a loan or mortgage in the future. You should learn how and where to check your credit score, if your financial life is very important to you. Now that you know where to get your credit score, you will have no excuse to get it.