This Article is About
scams
credit card fraud
dirt roads
bank of america
fraudulent activity
spending money
western union
Scams From Nigeria And Ghana - Love Is In The Air
Join 1000's of Authors at StreetArticles Today!

Scams From Nigeria And Ghana - Love Is In The Air

Identity Theft, Credit Card Fraud, and Broken Hearts

Nigeria and Ghana are doing pretty well when it comes to technology. The phishing emails coming from these countries have made scams from Nigeria and Ghana rather notorious in the eyes of the rest of the world.

Never mind the dirt roads or the people of Ghana selling bags of water at every stop light, because by African standards, this scenario is already quite good. One should also not mind the huge amount of foreign aid going into the country that has always failed to trickle down to its masses because the aid is not helping those who need that money. Blame it on corruption, they say, but like in every environment, survival of the fittest applies.

People from Ghana, due to widespread poverty, have resorted to extracting money from foreigners they meet online. This has been going on for years with the Nigerians leading the way by selling puppies to folks in the United States and Canada and asking these people to send them a certain amount of money through Western Union.

This gave birth to the joke that has been running for years that if a seller requires you to pay through Western Union, it is probably a scam.

Although the puppy scam does not touch the realms of identity theft or credit card fraud, those who participate in this fraudulent activity have had the foresight to branch out. Phishing emails from supposed bank managers in the UK and government agencies have been attacking email users for years asking about personal details.

This, according to experts, is where identity theft comes in to play since the people who send these messages also ask about the recipients’ bank information. Numerous calls to the likes of Bank of America have been made by Nigerians and Ghanaians through the years. The question is, how it was done without spending money?

Reports say that these calls were routed to free call services in the US that used American operators to leave messages. These “local calls” were made through a US-based website that the Nigerian and Ghanaian scammers go to.

Apparently, the scammers only have to mask their IP addresses and make it appear as a US IP address to be able to make these calls.

Once they make the call, scammers from these parts of Africa pretend to be the owner of certain bank accounts, the details of which were gathered from their phishing emails. Credit card theft is also very prevalent since such details can also be extracted from the recipient of the emails, provided of course that the recipient unfortunately messages them back.

The New "I Love You" Scam

Another scam that is thought to be Ghanaian in origin is making lonely foreign women fall in love while the Ghanaian scammer tells these women how hard life is in Ghana. It has been reported that women from the United States have been targeted by Ghanaian scammers, and many of these women have sent money and gifts to Ghana.

The scams have now become very elaborate and have broken quite a few hearts.

It's never safe to assume that people are who they say they are online. Scammers have been swindling victims online since the inception of the public Internet. Now with Ghana joining Nigeria in the massive identity theft and fraud circle, users need to be even more vigilant about keeping themselves safe online.


Street Talk

No comments present
You May Also Like
Online Scams to Avoid
Have you ever wanted to know which online scams to avoid? I know I have seen a lot of them and been scammed by a few of them also. In one of my earlier articles I talked about one of the biggest scams that I ran into when I first…
17
  Likes: 8

How to Avoid Online Scams
I would like to start out by telling you to be careful while trying to start an online business. It is very easy to lose your hard earned money before you even get started. This has happened to me and I am here to make sure it doesn’t happen to…
3
  Likes: 5

Fake Doctors, Scams And Insane Sounding Health Care: Who is Falling For This Stuff?
Okay, who are these people who are getting taken in by the scams and obviously fake doctors out there? Seriously, if you are coming to an apartment building and then escorted to the bathroom, shouldn't that serve as a major red flag? Apparently it is not enough of a warning…
By: amie nogrady in  Health and Fitness  >  Healing Arts   Dec 28, 2012  
2
  Likes: 3

How to Improve Your Credit By Staying Clear Of the Scams!
We are all being bombarded by these advertisements on a daily basis by these "credit repair" companies. They always seem to promise things such as: " We will take care of those liens no problem. We'll erase that charged off credit card from your credit report within the month". The…
By: Stephen Patrick in  Finance  >  Credit Tips   Apr 30, 2012  
0
  Likes: 0

How to Avoid Moving Scams In Los Angeles
Let's face it, moving is a complicated process. Not always difficult, but often a trying experience, moving forces us to evaluate all of our material possessions and then deal with the logistics of taking them somewhere new. The best results usually come with the help of a professional moving company,…
By: Acclaimed Movers in  Business  >  Small Business   Oct 01, 2012  
0
  Likes: 0

Avoid Online Marketing Scams
In today's online world there are many businesses that are legitimate but sad to say there's also lots of online scams. If we want to get involved we need to be careful. So how are we going to avoid online marketing scams? Just what do we need to look at…
0
  Likes: 0

How to Avoid Money Eating Online Scams
Scams I touched upon this topic just briefly on the Get It All Starting page but I think this is a topic that needs to be examined further because so many people fall victim to one of the many scams that are out there. The amount of people I have…
By: Nathan 1 in  Internet and Businesses Online   Sep 26, 2013  
0
  Likes: 0

How To Avoid Scams And Make Money Online
There are a lot of people claiming to tell you how to make money online scam free. But, they never really get around to telling you anything useful. And, if they do happen to, it's still not the whole truth. You have to get the whole truth elsewhere. You end…
By: Feemo in  Internet and Businesses Online  >  Internet Marketing   Aug 15, 2013  
0
  Likes: 1

Be Aware Of Survey Scams
The Internet has definitely revolutionized the way things are being conducted these days; the latest trend in the market is online surveys. Almost every organization is switching to electronic surveys so that they can get customer feedback quickly and save money at the same time. However, not all surveys in…
By: dave phillips in  Internet and Businesses Online   Oct 18, 2012  
0
  Likes: 0

TV Commercial Scams
There are thousands of products that are in TV commercials but not all of them are good products. Consumers need to be careful when ordering things off infomercials, because their is a lot of scams out there. When shopping from commercial be skeptical to things that is to good to…
By: Ronald Briston in  Shopping and Product Reviews   May 18, 2013  
0
  Likes: 0

Make Money Online Free: No Scams Included!
My History In the beginning I couldn't turn a computer on. I literally had no idea that they used to put the buttons in the back of them and they intimidated me like crazy. I had this immobilizing fear of every computer that I ever touched because I knew they…
By: Chuck in  Internet and Businesses Online  >  Internet Marketing   Mar 31, 2011  
0
  Likes: 0

Watch Out For Scams While Online Job Searching
Online Jobs are becoming highly know across the world as a job that can be profitable and actually live from the income. Some have even gotten lucky to make millions off of it, but the biggest issue that there is with online jobs are the scams. Scams have always gotten…
By: Derek Drapp in  Internet and Businesses Online  >  Internet Marketing   Apr 14, 2011  
0
  Likes: 0

Learn Ways To Protect Yourself From Identity Theft And Credit Scams
If you thought identity theft and credit scams only occurred in seedy establishments or in the dark corners of the Internet, think again. A recent article by NBC New York reported on November 17, 2011, that dozens of waiters from high-end New York City and surrounding area steakhouse restaurants were…
By: Ron Estel in  Legal  >  Identity Theft   Nov 22, 2011  
0
  Likes: 3

Five Tips to Avoid Scams In the Online World
Everyone who is honest wants to see none of the scum on the Internet make any money off of anyone's good name. In a perfect world we would love to see everyone be able to easily identify all of these maggots attempts to rip them off. Whether it's in a…
By: Gordon Lee in  Internet and Businesses Online   Jul 18, 2011  
0
  Likes: 0

Online Scams for Free Stuff
What happened to free stuff actually being free stuff? I spend countless hours online trying to find cool stuff and freebies each and every week. I used to fail quite often until I learned about a few 'freebie scams', now I succeed in finding great free items each day. There…
By: The Horse's Mouth in  Shopping and Product Reviews   Apr 29, 2012  
0
  Likes: 0

Article Views: 3782    Report this Article