When Will We Stop The Extra Fees
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I am a wife of 20 years and a stay- at- home mother of 3. I am not a professional. This is just an article I have written to hopefully make everyone aware of things that maybe people just do not choose to pay attention to or know but feel there is nothing they can do. I just like to think if I can reach enough people we can do something to stop some of the things that are unfairly done.

When are we all going to get together to fight these extra unnecessary charges. Such as the extra charges for paying with your card to extra charges that banks incur upon us to use our own money at a machine that already charges you to use. What about cashing a check drawn on a particular bank, you go in to cash it at that same bank and if you want the cash and you do not have a checking account with them then you have to pay up to $8.00 to get the money. They do not want to give you cash from their bank they want to transfer numbers on a computer to another computer. No cash exchanging hands.

What about people who have their accounts closed because some reason or another and they don't pass the Chexx system that banks use to see if you qualify for an account in the first place. You don't pass, you don't get an account and you have to pay a fee because they will not let you get an account. All this is, is a scam. Do you think they make big companies who receive payments from customers pay a fee to get all the many checks cashed or put into their business account? No, they don't. So, why do I have to pay them anything for bringing in a check from a company that does their banking at that same branch, to cash the check?

What about every time you go to get money from the a.t.m and you get charged from the a.t.m. itself and ten your bank charges you the same amount just to get your money out. Not to mention every time you buy gas and don't pay cash the gas is now more expensive. Why do I get these extra charges? When I buy groceries from a supermarket they don't charge me extra. Why can the others?

Why does all banks do this? Why do I have to pay money every time I overdraw my account? it's as if they are thinking, " you don't have enough money? We are charging for that." because that makes so much sense. I closed an account one time because my check came in on one day and I had made a deposit the night before but the bank was closed. I though I would be okay considering I made the deposit in the night drop but the bank told me they do all the debits before credits. Even though I made that deposit before the check came in technically. I haven't had a bank account since. However, It makes it hard to do anything these days with out one. Just how they want it. So they can charge us all and we have to put up with it. I think if we all stop putting up with it then maybe they will stop trying to put us in debt so we owe them more.

Please like, reply, comment or critique. Thank you for reading.


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