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The New Dating Question Mark: What Is Your Credit Score?
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The New Dating Question Mark: What is Your Credit Score?

When people start dating someone new, they ask questions so that personality can be assessed and chemistry can be discovered. Sometimes opposites attract and make a love match. Sometimes people are almost mirror images of one another. The questions are usually light in the early going and then move to the more serious- the more serious the relationship, the more serious the questions. Before becoming intimate, for instance, people will ask about past history and STD testing. But, there has been a recent change in some of the questions that are asked about potential mates and with those new questions comes a change in the timing as well. These new questions while of the more serious nature are often being asked on date one or two.

These new questions are not about past relationships or about possible diseases. It is not even about things like children or whether there should be a pet in the home. Daters are now asking each other questions about their credit histories. Even the most beautiful woman can find herself rejected if her credit score is not quite up to standards. A well rounded, handsome man can find himself unable to find a decent wife if he won't be able to get a decent interest rate on a credit card.

A credit score is used to determine everything from interest rates on loans and credit cards to eligibility for apartments and other needs. Utility companies look at your credit score to determine if you will need to pay a deposit to begin or change services. The lower your credit score, the higher your interest rates will be. A low enough score can eliminate you from getting loans for a home or for other things like cars. Your eligibility for student loans can even be impacted by your credit score. And now, your ability to find love can be impacted as well.

A few dating sites have reported that credit scores are mentioned either directly or indirectly in newer profiles. Some people have even started setting a stated limit on those profiles telling people that if their score is below a certain number or worse, they don't know what their score actually is not to even bother messaging them. Several people have also said that it is in their dating behavior to ask the question, directly and to the point on the first date because they don't want to invest time in a person with an erratic credit history or a crushing mountain of debt.


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