Before I share with you the easiest and fastest way to end your payday loan debt once and for all, I really need to get something off my chest.

Payday loans hurt more people than they help people – they keep people in debt longer and they keep that debt cycle going and that’s a shame.

Payday lenders are providing a service but it is a service that preys on desperate people. The people using these loans are caught between a rock and a hard place.

If they could go to the bank they would but most do not have the best credit on the planet or they don’t have the income required to take on the loan debt.

So what do you do if you’re looking at having your utilities turned off or the repo man is looking for you because you’re behind on your payments and the bank won’t help you and you've tried asking your friends and family and you have nothing else to sell or pawn?

They get a payday loan – and payday loans cause more headaches and trouble then the shortfall of cash they needed in the first place.

If you are in payday loan hell you know exactly what I’m talking about – I certainly don’t have to tell you what’s happening.

But what I can tell you is how you can get out of this payday loan trap once and for all and say good-bye to these payday loan lenders forever.

Here's How

To end this right now you want to use what is called a Payday Loan Debt Consolidation Program.

Now you’re not getting a new loan to get rid of your payday loans, what is going to happen is the company that offers this program is going to combine (consolidate) all of your loans into one monthly loan payment.

This payment will be much lower than all the payments combined of all your current loans.

In order to do this first they need to take over your loan – doing this also requires the payday lenders to deal with the consolidation company not you, it’s their loan now so they have no choice.

In addition they will have all interest and fees stopped on your loans, and if like many people you’re getting phone calls at work and at home the consolidation company can get these stopped.

Most consolidation programs are spread over 6, 12 or 18 months and it just depends on how much loan debt you have that determines the length of the consolidation.

Once everything is in place you will no longer make any payments to your lenders – you will make you one monthly payment to the consolidation company and they will pay the lenders, you never have to deal with these lenders again.

Everyone is eligible for this program and there are no credit requirements nor is any collateral required.

And once enrolled in the program the consolidation company will start sending all the documents to your lenders within 2 hours. So in reality you can start getting out of your payday loan debt that quickly.

If you’re serious about ending your payday loan nightmare and I’m sure you are than I recommend you find a payday loan debt consolidation company today.