This Article is About
payday loan consolidation
family gatherings
consolidation company
embarrassing situations
little face
merry christmas
enough money
holiday season
big time
temptation
closure
relatives
choices
Post Holiday Financial Blues And How To Beat Them
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Post Holiday Financial Blues And How To Beat Them

Many people get desperate during the holiday season and take risks they would otherwise not find themselves taking. It could be the pressure of not enough money to cover gifts for our children, or the pressure of having to go to family gatherings without any presents to give Now they find themselves in the post financial holiday blues, and do not know what to do.

What happened?

Many people went out and got themselves a payday loan they could not afford to put the pressures of Christmas off and now they are finding themselves either taking out more loans to cover the payments, or already in default on the loans they took out.

When we are faced with embarrassing situations like showing up at the in laws without presents in hand, we can make bad choices to save face, and this can really come back to haunt us.

That money they advertise that can be in our bank account within 24 hours sure sounds and looks good when we are on the borrowing side, but all of a sudden does not look very well when it is time to pay it back, and we can find ourselves going deeper and deeper into the payday loan trap.

It gets worse!

Next comes the temptation to extend or roll over your loan so you can hopefully come up with a new idea before it is due again. Or, you may even take out another payday loan to cover the first ones payments. You just get in deeper and deeper and pretty soon your little face saving during Christmas is now costing you big time through spring and into summer.

The above behavior usually leads to default of your loans and constant calls from the lenders to your place of work, your home and your relatives and the lenders start threatening legal action. Merry Christmas never sounded worse!

OK, lesson learned, now you know to never use these companies at any costs, but that still does not help the situation you are in now.

How to recover.

You can take back control of this situation and get some closure from these companies with a simple visit to a payday loan consolidation company. They can help you get this mess cleared up and take the pressure off your payday so you can find some comfort in being able to live again.

I hope this article helps you see that the only way to avoid the dealing with holiday blues is to not create them!

Please feel free to share this article and leave any questions and comments below!


Street Talk

Shawn, you're so right about the holiday season leaving many broke. We're such a commercialized country here in the US now and gift giving and buying in general has gotten way out of control. What ever happened to just saying 'I don't have the money to buy you a gift right now?' We all need psychiatrists.

Reply
  about 9 years ago

Boy, you may be closer than you think. :)

Reply
  about 9 years ago

I can remember not having the money for gifts like those mentioned. Fortunately my Scots background allowed me to say no to putting them on credit or borrowing money for them. It can be somewhat embarrassing but it's a momentary thing where the bills just keep coming

Reply
  about 9 years ago

I hear that! I have quit a bit of Indian in me, so hand made gifts are a very relevant option for me. :)

Reply
  about 9 years ago

The holidays are extremely stressful, even without the financial stress that happens. You haven't met my in-laws! LOL Great angle to get the attention of the holiday shoppers that spend what they don't have by taking out a pay day loan.

Reply
  about 9 years ago

Yep, and pay for it the rest of the year!

Reply
  about 9 years ago

Wicked article shawn. I think there is many people out there who could benefit from this. A lot of people I know have been caught out my pay day lenders.

Reply
  about 9 years ago

Thanks and send them my way. I can help them get rid of those loans!

Reply
  about 9 years ago

Finally manage to read this article today. Something wrong with the link the past few days.

Reply
  about 9 years ago

I know, SA has been acting a bit strange lately

Reply
  about 9 years ago

Nice article shawn thanks for sharing.

Reply
  about 9 years ago

Thank you Alfred!

Reply
  about 9 years ago
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