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Cheap Travel Ideas While Being In Debt
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Cheap Travel Ideas While Being In Debt

Taking a vacation is one of the ways that you can let off some stress once in a while, which actually makes it a necessary stress relief. But having too much credit card or payday loan debt can be a hindrance as well. These days it is also very important for broadening your cultural understandings and learning more about foreign cultures. For people with families, traveling is a great way for the family to spend time together and have a real bonding experience. Below we will detail a few great ideas for you and your family to travel cheaply. Before you travel though, try to pay down your debts as best you can and save a lot of money. Also make sure to get your kids the cultural awareness they need in order to be acclimated to the country you may be traveling to.

You Don’t Need to Go Far

Despite what some may think, the world is actually a very diverse place to be. You do not have to go very far in order to find a city of people that live in a totally different way than you. For example, if you live in the Southern United States, taking a trip up to New York City is almost like another country. The people speak differently, many of them wear different clothes, and the atmosphere and culture is just totally different.

If you travel within your own country to the different regions, you will find that there are probably many variations of your cuisine, language, and even culture. Don’t underestimate the cultural power of the places around you either. Close geographically doesn’t necessarily mean similar to your customs!

Watching Your Finances And Debt

It is really easy to spend a lot of money if you do not do a good job of watching over your finances during the duration of your vacation. Make sure you are checking your receipts and credit card statement after every time you buy something. Indulging is fine once in a while, but if you are constantly aware of the money that you are spending, then you will probably change your habits and make traveling a whole lot less expensive.

Also be careful that you aren’t spending money that can be used to pay off debts or even cause larger debts to incur. After all, the interest on debts accumulates the longer that you don’t pay them off. It is definitely a better use of your money to pay down your credit cards or escape the payday loan trap. Another piece of advice if you have payday loans is to get payday loan debt help from a specialist who knows what they are doing. This way you can save a lot of money and go on vacation later. Traveling can be such an amazing experience, but having too much debt can't stop all travel plans.


Street Talk

Justin101  

Vacation ain't vacation if you're worrying about debt

Reply
  about 9 years ago

Very true Rob, I have found that travel is one of those things that can really change your attitude within your own life. I have recently been to Cambodia and seeing people living with barely any money and lost limbs from the land mines. It made any problem I thought I may have had seem very insignificant. Gayle

Reply
  about 9 years ago

There is a lot of truth in your point that people and overall cultures can be very different in other parts of the country. An inexpensive trip can sometimes be one of the best with some proper planning

Reply
  about 9 years ago

Your absolutely right Jay!

Reply
  about 9 years ago

So true! A few miles away you find totally different culture wherever you turn in the USA for sure. You can stay at home and make sure you go to an entirely different world each day if you want. Love how you turn cheap travel ideas while being in debt into a way to help people escape the payday loan trap. Good idea for people who need to get payday loan debt help. Nice public service article. Well written too.

Reply
  about 1 decade ago

Yeah if you can't afford it don't buy it...I hope someone in the Govt reads this!

Reply
  about 1 decade ago

Like the Gov't really cares. Payday Lending is a massive lobby.

Reply
  about 1 decade ago

My motto for many years has been. If I can't pay the credit card in full when it comes then I don't use it. I do use a credit card a lot but I pay it off every month. It took me a lot of years to get to this position but I'm glad i'm here

Reply
  about 1 decade ago

I am glad you are there too John, my grandmother always said if you can't pay cash for it you don't need it.

Reply
  about 1 decade ago

I liked the advice you give here very much...way too many people just spend spend spend and have no idea what they are doing with the money they have.

Reply
  about 1 decade ago

So true, people tend to over spend and spend what they don't have. Thank you for your compliment.

Reply
  about 1 decade ago

Great article, you often hear the words "Owes everyone money, yet he can afford to go on holiday!" How do you get around this? I realise that taking a holiday is a necessity on many occasions to enable one to unwind and rejuvenate, but should one go away when in debt or rather stay at home?

Reply
  about 1 decade ago

I would say stay at home or take a weekend off to do something around town. There are a lot of things out there people can do for free without being frivolous in their spending for a big trip.

Reply
  about 1 decade ago

Agree David, there is actually so much can do for free without spending money, yet it is still important to take the holiday, rejuvenate the batteries etc...

  
  about 1 decade ago
MarleneW  

Hey David, congratulations on your achievement. And great article too. Keep up the good work.

Reply
  about 1 decade ago

Hey Cindy I really appreciate you taking the time to say that :)

Reply
  about 1 decade ago
Johnney  

Good going David on Platinum. This is a topic that I'm sure will allow you to reach quasi multi platinum unfortunately. Good job on helping others to get informed.

Reply
  about 1 decade ago

Johnney you are very kind and thank you!

Reply
  about 1 decade ago
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