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retirement age
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Top Tips For The English Retired Traveller
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Once retirement age is upon us the next question is: how am I going to fill my days, keep myself active and be social? Everyone faces these dilemmas and it takes a while to adjust to the freedom and flexibility of retirement. One thing that we do more of is travel – and being able to take the time to do it properly, spending time in different countries to really get under the skin of a place, is one of the real bonuses of retirement. Travelling beyond the age of 60 might seem perfectly natural but there are a few things you should take into account to ensure your adventures go smoothly. Here are four things you must keep in mind when planning to travel abroad in your 60s and 70s.

Company

As everyone is retiring at different times it can be difficult to find a travelling partner. Don’t let travelling alone put you off from exploring the world. Sometimes to experience something completely you must do it alone so you can immerse yourself in it. Alternatively, if that thought fills you with dread then look for retreats where small groups are brought together to learn cookery, creative writing, meditating or some other activity. This is a great way to meet people, learn a skill and see a foreign country.

Over 60 Travel Insurance

Yes, no one wants to think about the worst that could happen but if we do, it can save an awful lot of expense and heartache. As an over 60 travel insurance is incredibly important and should be treated as such. Ensure that all over 60 travel insurance quotes are based on the same terms, from dental cover to personal injury, and which countries are actually covered. Another clause which is useful is cover of family to fly out to stay with you at your sickbed in the event that you’re hospitalised. Not all over 60 travel insurance policies include this and it would be incredibly important if you fell sick while abroad.

Peace of Mind

Knowing that our loved ones are taken care of after we have gone is a load off anyone’s mind. One way to do this is to take out term insurance. It is a reasonable option of life insurance which offers a fixed rate of payment for a fixed amount of time often from 1-30 years; however, there are term insurance policies for longer. Term insurance ensures that if the insured dies within the contracted fixed period the monies will be paid to the beneficiary. Also, an excellent option to include in a term insurance policy is guaranteed re-insurability feature; this allows you to renew your policy without proof of insurability.


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