This Article is About
paycheck
paycheck to paycheck
egg shells
bad taste in my mouth
living paycheck to paycheck
daily basis
health insurance
medical treatment
thousands of dollars
One Paycheck From Being Homeless - How To Survive In Today's Economy
Join 1000's of Authors at StreetArticles Today!

One Paycheck From Being Homeless  -  How to Survive In Today\'s Economy

According to a National Survey taken in the summer of 2011, one out of three Americans would be facing the grim reality of being homeless if they were to loose their job today. I have no question that these numbers have gone up since last year. Do you have a job where you are feeling like you are walking on egg shells every day and are one day away from being terminated? Do you feel like you have to suck up to your higher up just to keep your foot in the door? More importantly, do you feel like you would be able to pay your rent or mortgage should you lose your job in the near future. Chances are if you are like most Americans you are living paycheck to paycheck and have little to no money in savings leaving you vulnerable to becoming one statistic that is a hard one to swallow.

I used to work at a place where everyone felt like their job was on the line on a daily basis and just showing up left a bad taste in my mouth. I have talked to several people recently and discovered that it is getting harder and harder to keep a job these days and it is only getting worse! The even more devastating statistic is that most people are living paycheck to paycheck. The hard truth is that many people in today's economy are just one paycheck away from being homeless.

What happened to the days where you could start from the bottom and work your way to the top? It used to be the norm to stay at one company for your entire career and you would be able to retire comfortably with benefits and a pension. Now it seems like there are more mergers and job layoffs then we can count and companies are hiring more people to do triple the work load for less pay. Bonuses are almost unheard of anymore and health insurance is diminishing by the day.

Without access to services and health insurance, workers are left trying to fend for themselves when it comes to paying for medical treatment. Even worse are the ones who have had to have treatment without insurance and are now bogged down with thousands of dollars in debt on top of trying to survive with increasing costs and less pay. Job loyalty is a thing of the past and everyone, regardless of time put in and skill level are finding out that they are replaceable. How is that for an optimistic outlook for the future of America?

So what can we do in order to survive in such a volatile environment? I think that the most important thing is to come together as a community and a family and work together when and where you can. We need to stop pointing fingers and passing judgement. Frankly, this everyone out for themselves mentality is going to lead to a lot of hardships and more and more people will be one step closer to losing everything that they have. Seems extreme but it's what is happening across the nation and it is not getting better anytime soon. If you don't believe me check out the US Department of Labor website and see for yourself.

A little side note for those of you who are reading this thinking "well I work hard for my money so why should I help or be concerned about other people." The answer is because you may be next. No matter how cush you may feel right now and how secure your job may appear, don't be naive and believe that it is going to last forever. The reality is that EVERYONE is replaceable... including you. So yeah maybe today you have a job that pays the bills but tomorrow is a whole different story. You may not be so fortunate and end up being part of the 1/3 facing homelessness. Nobody thinks that it will happen to them until it does and they are left in disbelief and scrambling to figure things out.

Another thing that we can do is pay attention to what is going on in the world. Watch the news and stay up to date on what is happening locally, nationally and globally. Become involved and make a difference and most importantly VOTE! Stay up to date on local measures that both directly affect you and your family and also measures that indirectly affect you. If you don't vote, your voice isn't heard and every little bit counts.

Don't let your livelihood and survival be left to chance and even worse, other people's decisions and ideas about how you should be living. If you leave it up to them your circumstances could become much more disastrous than you could have ever imagined. Turn off your blinders and see what is happening to your friends and neighbors and fight back. Your livelihood depends on it.

Start your own business and work for yourself. According to Forbes, ecommerce is booming, with record online sales in 2011. With this bright economic outlook, you should think about starting an online business. When you are your own boss you make or break your own success and you don't have to answer to anyone but yourself. The best part too is that you don't have to worry about the looming ax hanging over your head ready to cut you loose. Learn a new skill and continue to educate yourself about what is working in the business world and how you can become or continue to be a valuable asset.

The world is becoming a tougher place to survive and we need to do everything in our power to prepare and avoid the possibility of being one paycheck away from being homeless. Make a difference, help each other out and stay up to date on what is happening around you. Follow voting measures and elect people who actually care about your well being and will work to improve the economy. Find alternative ways to earn an income. If possible work for yourself to avoid being laid off or replaced by someone who is going to be paid less money to do more work. These are all things that we can start doing immediately and will make a difference in the world around us. We need to plan for tomorrow so we can live today.


Street Talk

Ljupcho  

Excellent intro with an overall economy description that its happening in every single corner of this greedy world, unfortunately. Very realistic, scary and promising at the end. Nice job!

Reply
  about 1 year ago

Grim outlook it is. Also, the stores are 3 days from being empty at any given time. Are we really just living on borrowed time here?

Reply
  about 1 year ago

Grim indeed. I have never seen the shelves as empty as they are now. People need to start stocking while there are still available resources and the prices don't go up any higher. You make a fantastic point about living on borrowed time. It's a scary outlook for sure.

Reply
  about 1 year ago
Mike  

Good information. There are too many people living this way. That's why there are people like you and me looking for alternative ways to stop our dependence on these companies.

Reply
  about 1 year ago

Your are right, It is happening to me right now. My job just cut my 8 hours off of my work schedule (ouch). They said it was temporary, who knows. Thansk for sharing.

Reply
  about 1 year ago

It is happening everywhere. It's sad to see what it is doing to people. Unemployment is at an all time high and then the people that actually have jobs have no security and are getting less hours, less pay, NO benefits. The outlook isn't looking so good, with the rising costs of everything more and more people are struggling to survive and have just their basic needs met. Thanks for taking the time to read my article. I hope that you get your 8 hours back real soon.

Reply
  about 1 year ago

Thanks for following!

Reply
  about 1 year ago

Happy to! I look forward to reading some of your articles!

Reply
  about 1 year ago

I rewrote this. Things took an abrupt turn yesterday. It is better nobody knows and I will leave it out of the system. I do want to thank you for this wonderful post. It means so much to me. My love and desire to move forth into Internet marketing is being diagnosed as a gambling addiction. They are going to try to reform me and put me through some sort of AA-type program. It is required.. They have to change my will before that would ever happen. Right on with what you've said above! Sadly this kind of content is very unpopular out there even though so many people are suffering in this condition and then go back for more. It doesn't make sense. This old world economic rubbish is so implanted in everybody's mind. How can we influence them? I thought this would be an easy niche, but it isn't really. Because of my love for this kind of information, I will make it work ...somehow.

Reply
  about 1 year ago

Thank you for the comments and the support. I am passionate about these kind of things and find it easy to write about... hence my article being over 1000 words. Sheesh! I usually struggle to write 400 words sometimes :) I am glad that you are a supporter of this kind of information too. Maybe there could be a niche in it... who knows. It wouldn't be the popular choice but it would hit home to many people in the world right now.

Reply
  about 1 year ago

There is a website, whywork I'm not sure if its a com or a net. Probably if not one, then the other. I've known about this website since the 1990s or soon after. It has never been monetized that I know of. That's what the early web was like. There wasn't much promoting going on, though it was growing in leaps and bounds then. The last I knew, it was still there. I too, have a problem with my articles getting too long. I find myself spending as much time trying to edit it down as I do writing it to begin with. lol!

  
  about 1 year ago

You're right! It happened to me. Blessed with the help of family and friends, I have survived, even kept my health insurance in place. Now I have my own place and am rebuilding my life. But none of us can control the number of disasters that happen in a row - even if you're not living paycheck to paycheck it can happen to you or someone you love.

Reply
  about 1 year ago

You are so right. None of us can control the number of disasters that can happen in a row. We just have to be able to deal with them when they come and hope that we have supportive people in our life that will be there for us when we fall. Sounds like you are coming out on top and I am so happy to hear that you are rebuilding your life and that you have good people in your life that are looking out for you :) Thanks for reading my article.... it was a LONG one!

Reply
  about 1 year ago
You May Also Like
How to Write Your Own Paycheck
Whether it’s a Business Opportunity that we’re seeking or a Home Based Business that we want to start, we are all looking for the perfect formula to get it done right. Try to imagine if you had the resources, knowledge and the inside tips of those Internet marketers that are…
By: Louis CORDERO in  Home Based Business  >  Network Marketing   Jul 11, 2011  
1
  Likes: 1

The Easy Paycheck Formula
Learning how to generate income on-line can be very exciting, if you have a try and tested method to follow.all you got to do now is to remain focus on this very method and stop yourself from getting destructed and jumping from one course to the other this is what…
By: Danny leyton in  Business  >  Entrepreneurialism   Apr 15, 2011  
0
  Likes: 0

Easy Paycheck Formula
Learning to becoming an internet marketer can sometime become a daunting task,which shouldn't be if you know about Sara Young's Formula. I was going through the same thing until it just happen that i stumble upon Sara Young's Formula or in order words easy pay check formula as it some…
By: Danny leyton in  Business   Apr 15, 2011  
0
  Likes: 0

What Work Also Provides
Many of us need to work and often have jobs that we wished we didn't and certainly weren't our first choice. But we must keep them and, hopefully, we are doing them to the best of our ability even though we often don’t benefit from the company’s productivity. We are…
By: Rick Jantz in  Home and Family  >  Baby Boomer   Mar 31, 2013  
2
  Likes: 0

Top 3 Tips on How to Top Up Your Income
Have you ever found yourself wondering how to top up your income?? Are you living paycheck to paycheck, hoping that you'll have enough to get you by. I know all about this, as I used to be one of those people that struggled to make it through to that next…
By: AdamLeo in  Home Based Business   Jun 26, 2012  
0
  Likes: 0

Saving for An Emergency
Emergencies can come at any time and in many different forms and can happen to any of us. Sometimes they are in the form of a wildfire, like the one Colorado has been battling for the past few weeks. Other times they can come in the form of a health…
By: David Schmidt in  Finance  >  Debt Management   Jul 09, 2012  
20
  Likes: 10

Super Committee Deadline Will Pass Uselessly Its Going To Be Every Man For Himself!
The super committee deadline will come and go and it will feel like nothing more spectacular than a passing breeze that comes, rustles the leaves a bit and then moves on unnoticed. The clowns in Washington not being able to even sit at the same table, let alone agree on…
By: Octavien in  News and Society  >  Pure Opinion   Nov 24, 2011  
0
  Likes: 0

Websites where you can sell items
With the downturns in the economy recently, many people are now looking to sell off some of the things they own just to stay afloat and stop living from paycheck to paycheck. Selling items online is something that has brought great reward for those who have persisted in the field…
  Likes: 0

How to Grow Into A Giant
For most of America, they get up each morning, and dedicate themselves significantly to the benefit of an employer. They work an hour, get paid an hour; living from paycheck to paycheck. This is an endless cycle until they retire, or in some cases, they are unable to continue the…
0
  Likes: 0

Upbeat But Still Broke
After spending the past 7 years of my life working in the rental and retail industry, I suddenly find myself jobless. I was fired from my position of Assistant Manager and have mixed emotion to the timing of it, but also feel this could be a personal calling for me.…
By: Carlos Rivera in  Self Improvement  >  Personal Growth   Oct 05, 2011  
1
  Likes: 1

Laughing Can Make a Difference
The world is so full of problems today. There is no one way to even try and come up with a plan to fix them. We all have our own problems, and to us they are more important then anything that might be going on outside our own world. I…
By: Julie Larralde in  Self Improvement  >  Inspirational   Jul 26, 2011  
0
  Likes: 0

Make Money Online! (even Kids)
Are you looking to make money online Are you tired of working long hours for someone else and NOT getting ahead? Are you tired of living paycheck to paycheck? Would you like to make money on your own time? Would you like to start your own business for less than…
By: Bount in  Internet and Businesses Online  >  Affiliate Revenue   Sep 11, 2013  
0
  Likes: 0

Fiscal Cliff Payroll Tax Increase
The looming fiscal cliff deal has left a bad taste in the mouth of many American workers. People will start to see a reduction in pay on the first paycheck of the new year and unfortunately this will remain for the rest of the year as a result of the…
By:  in  News and Society  >  Economics   Jan 07, 2013  
2
  Likes: 3

I Hate Working at Mcdonalds - 5 Advantages Of Working at A Job You Hate
McDonalds is really the last place you want to work at. The low pay, the stressful work pace, the heat, the smell and the feeling of having a dead end job can really have an effect on your well being and how you go about life. You may feel like…
By: Matt Burge in  Self Improvement  >  Positive Attitude   Apr 24, 2012  
0
  Likes: 3

Lose Weight Not Money
What Americans need is a way to lose weight not money. Wealthy Americans can afford to hire weight coaches, registered dietitians and chefs who can create, monitor, and prepare tailor-made diets. But what about people who live from paycheck to paycheck? These people need a way to lose way to…
By: croninweb in  Health and Fitness  >  Weight Loss   Aug 03, 2013  
1
  Likes: 0

Article Views: 1800    Report this Article