This Article is About
collection agencies
traffic congestion
wealthy folks
wrong number
matter of fact
many things
credit rating
time period
Why I Continue To Lie To Collection Agencies When I Receive Their Calls
Join 1000's of Authors at StreetArticles Today!

The subject of this article would seem to imply that I entered into a legal and binding contract with a merchant to pay for services received, and refused to pay for such services. While reading this article, it will become apparent to you that there is no truth in that statement at all. Matter of fact, I have always made a conscientious effort to maintain a good credit rating. My spouse and I have never been wealthy folks, nonetheless, we were able to raise our child, by using the credit system appropriately.

If I stopped this article right now, some readers would actually believe I owe someone some money and is refusing to pay. Believe it or not, I would probably feel that way if someone else had written the same words. Tell you why I say that. As a former law enforcement official, I understand some aspects of the criminal mind. Ask most any convicted criminal if he committed a crime, and you will get a resounding… I am not going to even repeat the answer you would receive.

A few years ago, the spouse and I relocated to another city. Many things were considered prior to this move, the most compelling was the fact that we would be near a veteran medical facility with little traffic congestion. To my surprise, the move went rather smoothly with limited problems. We were happy to be settled into our new home.

On the very first day the phone rang and the caller asked for a Mr. Henderson. I politely informed the caller that she had the wrong number and hung up. Within a time period of five hours, I had received five calls from the same number, I cannot say if it was the same person, nonetheless, the voice was always female. We had so many things to do that I didn’t have time to carry on a conversation which would clear up the issue.

For the next ten days, the same pattern continued. During one call, I asked to speak with a supervisor, I explained our status and answered any questions that were asked of me. I thought that would be the end of that story, boy was I wrong. The next week, same pattern. At this point, I am sure you are wondering why I didn’t just change my number. Well, it is not that simple. You see, as a disabled veteran, all of my interests with them are associated with my home phone number.

I called the phone company to ascertain a course of action I could pursue in order to stop the calls. After long debates with them, essentially, they could do nothing to abate the calls. During a conversation with one phone representative, she actually told me that people would not get those types of calls if they paid their bills responsibly. I even called the police, no help. I just laughed, because I was determine to find a way to put my mind at ease.

I have always believed that there is more than one road into a city. Meaning, in this matter, I had made a number of reasonable efforts to put a stop to the annoying phone calls, and had failed. With this being the case, I had to wake up my “devil made me do it” side, so I could flip the strip.

At or about 9:00 am one morning, the phone ran. The caller asked to speak to Mr. Henderson, I said speaking. The caller said he wanted to discuss the possibility of making some arrangements so I could pay off my bill. I said sir, apparently you have not heard about the bailout plan the president and congress passed. I told him that I am free of all debt and he is trying to trick me so he could have the money. He assured me it wasn’t a joking matter, and I told him that he was just a crook trying to exploit me out of my money. I insisted the bill had been paid by the president. In the past I would always hang the phone up. Not this time, the caller did.

Albeit from time to time I do receive calls of this nature, I await them so the games can begin. Sounds like a call is coming in now.


Street Talk

Great read, and funny too!

Reply
  about 9 years ago
You May Also Like
Credit Card Lawsuit: Collection Agencies Modus Operandi
The number of people who are faced with credit card lawsuit is in all time high simply because it’s big business as far as collection agencies and junk debt buyers are concerned. These days, buying and selling charged off account is a billion dollar industry where junk debt buyers and…
By: Vivienne Knoxville in  Legal  >  National State Local   May 21, 2012  
0
  Likes: 0

Wifi Security for Android
If you use wifi internet frequently, you should be aware of the risks involved. Though this is generally not a problem, and most people don't actually know about these risks, you might think twice about using shared networks without some sort of protection after reading this article. Wifi security for…
By: Rodders Gillam in  Communications  >  Mobile Cell Phone   Jul 23, 2012  
0
  Likes: 1

Melbourne Wedding Photography Hot Spots - And the Importance Of Planning
Wow- you're getting married- and with all the excitement and hysteria, you'll need a cool head to sort through the logistics- the mechanics of planning the best wedding photography for your day. The weather- especially Melbourne's renowned multi-season-per-day climate display- is something you cannot plan for, sometimes not even with…
By: Pete Lorocco in  Relationships  >  Wedding   Mar 19, 2012  
0
  Likes: 0

Everything that you want to know about accommodation in Kiev
If you are planning for a vacation in Kiev, Ukraine then the first thing in your list will be accommodation. You have many options for your stay at Kiev from one bedroom to 4 bedroom apartments and houses. Check for your accommodations options and available facilities. Planning vacations has never…
By: SISIKIEV in  Travel and Leisure   Jul 12, 2011  
0
  Likes: 0

Dealing With Congestion On Nottingham's Busy Roads
Like most cities, Nottingham has it's fair share of traffic congestion. According to the time of day, this can have a big effect on driver training and on driving tests in particular. Let's look at how best to deal with heavy traffic both on lessons and after the test has…
By: Russ Chaplin in  Reference and Education  >  Teaching   Jan 25, 2014  
0
  Likes: 1

Should We Ingest Foods Imported From Other Countries
I was watching a very good movie the other day, wherein the wife had tired of being married to her partner. She thought about just leaving, but she realized she had invested too much in the relationship. She thought of the reactions of her children and grand children if she…
By:  in  News and Society   Mar 25, 2012  
0
  Likes: 0

When Is Enough Money Enough
For some, they can never get or have enough. I don’t really know if I should feel this way, but whenever I hear of the super wealthy folks being scammed out of their money, I do not feel sorry for them. Why are they trying to accumulate so much? They…
By:  in  Finance   Mar 27, 2012  
3
  Likes: 1

Why I Am Investing My Last $10000 In An Offshore Account
This is a satirical view on offshore banking. It is in no way intended to advise anyone how to spend or invest their money. On most any day, one can observe large flocks of birds headed in various directions. They may be seen headed south in the fall, for a…
By:  in  Finance   Mar 16, 2012  
0
  Likes: 0

What Happens If The Unitied States Post Office Goes Under
I will start this article by saying, any cuts in service by our congress, will always affect the average citizen and the poor more severely. I do not see any wealthy folks holding signs complaining about the high gas prices. I hear the wealthy complaining about the Health Care Law,…
By:  in  Politics   Mar 29, 2012  
0
  Likes: 1

Payday Loans Pros Vs Cons Should I Get A Payday Loan?
There is a lot of controversy surrounding the payday loan business. For those of you who are not familiar with the concept, payday lenders will give you a small amount of cash, usually somewhere between $50 and $500 (sometimes more), in exchange for a post dated check. When your next…
By: CecilSmith in  Finance  >  Loans   Jun 07, 2016  
0
  Likes: 0

Payday Loans Pros Vs Cons Should I Get A Payday Loan?2016
There is a lot of controversy surrounding the payday loan business. For those of you who are not familiar with the concept, payday lenders will give you a small amount of cash, usually somewhere between $50 and $500 (sometimes more), in exchange for a post dated check. When your next…
By: CecilSmith in  Finance  >  Loans   Jun 07, 2016  
0
  Likes: 0

Taxing Business Differently
Choice of Entity Every year many new businesses commence operations and their new owners invariably must ask hopefully sooner rather than later, what type of entity should I choose? And in particular, which one provides the most benefit in terms of positioning my company as it relates to my personal…
By: Patrick18 in  Finance  >  Taxes   Jun 06, 2016  
0
  Likes: 0

Importance Of Professional Tax Preparer
The tax preparer is important to get flexibility in the tax calculation, take advice about the tax amount, changing governmental policies and can focus on the other business activities necessary for business expansion. The tax preparer will definitely get the most accurate number of the amount you are liable to…
By: Edward Smith4 in  Finance  >  Taxes   Jun 06, 2016  
0
  Likes: 0

Used Car Loans – Added Advantages Of Buying A Used Car
Once the driving license is obtained, the next order of business is to decide whether to opt for a new car or a used car. Due to the fast changing consumer preferences, majority of the people sell off their old cars for newer models. This has resulted in not only…
By: Williams Orchard in  Finance  >  Auto Loans   Jun 04, 2016  
0
  Likes: 0

Why Investing In A Forex Signal Service Just Makes Good Cents
Deciding to make the jump into the foreign currency market can be intimidating. Oftentimes, new investors are unsure of of how, or even where to get started, how much they should invest, what a worthwhile investment looks like, or even how much time they need to dedicate to Forex trading.…
By: Mike Wallace in  Finance  >  Currency Trading   Jun 03, 2016  
0
  Likes: 0

Article Views: 1717    Report this Article