Medicare Part C as known as Medicare Advantage is a private plan through private plans and are ran through Medicare that, by law, these plans must be equivalent to regular Part A and Part B coverage. However, there is a lot variation among Medicare Part C plans. Any given one could cover less of one thing and more coverage for Part A and Part B.

Some of Part C polices will provide significant coverage beyond what you will get from Parts A and B, including, under some circumstances prescription drug coverage however; not all. The better one is the basic function like that of Medigap police, but will be administered by Medicare instead of being wholly run through private insurance companies.

If someone has Medicare Advantage (Part C), any Medigap policy they have may become useless, because Medigap will not pay if someone is covered under Medicare Part C. The monthly part premiums will vary depending on the state of residency and on the private insurer chosen, as well as if a person chooses an HMO or PPO for their Medicare Advantage coverage.

What is covered under Medicare Part C?

Medicare Part C plans are also referred to as Medicare Advantage plans. These plans are run by private companies and will combine the coverage for hospital stays along with the coverage for doctor visits. A person can also choose a plan that will include prescription drug coverage, often at no additional premiums, or you may choose a plan that does not offer prescription drug coverage.

The services, which are covered under Medicare Part C are nurse helpline, eye care, hearing care, wellness services, prescription drug coverage is included in many Medicare Advantage plans, but not all. It also includes lab tests, hospital stays, home health care, skilled nursing care, doctor visits, and outpatient care. It will also cover lab tests, and shots and screenings.

However; there are some services are not covered under Medicare Part C, such as hospice care, which is covered only by Original Medicare. You must look at your Medicare Advantage plan to find what exclusions from coverage you plan may have. To determine what limits Part C may have you have to look at your plan details since exclusions and limits vary by state. Here you can shop around for Medigap Insurance.

Medicare Part C Providers

The terms of Medicare Part C plans will vary. Under some plans your health is coordinated, which means that a plan will coordinate your coverage through primary care physicians who will manage the care someone will receive from hospitals and specialists. You have the right to choose specific hospitals and doctors. Under other plans. You have the right to get care from any Medicare eligible providers who are willing to accept the payment rates, conditions, and terms of a plan before providing coverage.

Hospitals and doctors will decide if they will accept the payment rates, terms and conditions each time they furnish covered services. These are areas, typically in a region, county, or state, where they will over coverage. Normally, you must live in a plan’s service order before you can enroll in that service plan. However; all plans under Medicare Advantage have to offer nationwide coverage for renal dialysis, emergency room conditions, which require immediate attention, urgent care and emergency care.