Water Damage

You may not realize it, but water damage is the most common reason people make claims on their home insurance policy. This is a common loss, especially for older homes at risk for bursting pipes and leaky appliances.

While most carriers provide coverage, some carriers exclude or limit coverage on homes older than 40 years.

Does your current homeowner insurance carrier exclude or limit coverage based on the age of your home?

Replacement Cost Vs. Actual Cash Value:

90% of customers have no idea how their contents are covered. When I review their policies, most are insured using actual cash value versus replacement cost.

Do you know the difference?

As your agent, it is my responsibility to explain these two coverage options, so you the homeowner, can make the best decision for your family.

Just presenting the least expensive coverage may not be the best option for your home insurance needs.

Let WE provide you the RIGHT coverage

I started my career in the insurance industry over 25 years ago. From the very beginning, I understood the need to provide customers with insurance knowledge. All too often, many agents are more interested in reducing coverage in order to win over customer accounts. When you work with me, you will discover, I inform you about coverage and provide you with multiple quote options. My job is to provide you with proper insurance coverage that best meets your needs.

—Randy Marzullo, CFP®

We Insure is one of the largest writers of homeowners insurance in the State of Florida. We represent just about every homeowner insurance market in the State. If We can’t do it, nobody can.

Why WE Insure?

With long term relationships with the nation’s top-rated insurance companies, WE empower our customers with the ability to choose their best fit in premiums.

Mission Statement

Our mission is to be the most respected insurance agency in town. We seek to develop and maintain long term relationships with customers and adhere to the highest ethical and professional standards. We continuously strive to enhance our reputation by helping customers understand various coverage options and offering solutions through our extensive portfolio of insurance carriers.

For most people, your home is the most important asset you will own in your lifetime. Ensuring it’s insured properly, is the most important job I do as your agent.

I personally work on every homeowners insurance quotes that comes to my office and take pride in helping my customers understand the difference in coverage and how they can save money by enhancing their Wind Mitigation and/or 4 Point Inspection Reports. Call today if you are looking for a professional assessment of your homeowners insurance.

CONTACT US

Address

We Insure Group Miami

1550 Madruga Ave #330

Coral Gables, FL 33146

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