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Is Mobile Internet Banking Safe?
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Is Mobile Internet Banking Safe?

We have been using internet banking for quiet sometimes now. Even though there were internet banking security breach occasions, but the percentage is very small. People has learned to be very careful and protecting themselves when using internet banking. Internet banking users are smart people and they know how to protect their computer from malware and hacker which has the potential to break into their internet banking account.

What about Mobile Internet Banking? Is Mobile Internet Banking also safe? Actually mobile internet banking is using the same security as the normal internet banking. The only different is that mobile internet banking users are logging into their account from their mobile devices instead of normal PC. Unfortunately, this is where the danger could come from.

When we are talking about normal PC or computer, people know how to protect it with good antimalware or antivirus software. They are aware of the dangers of malware and virus to their computer. But when we are talking about smart phones or other mobile device, people are less aware of the dangers of mobile phone malware. Many of them even do not aware of the existence of mobile OS malware and virus.

You can ask the guy next to you who is using smart phones, or ask yourself, do you use antivirus for your mobile? Well, only small percentage of mobile users or using antivirus for their mobile.

Virus and malware are capable to infect anything which runs operating system, such as Symbian, Apple IOS or Google Android. When the malware is installed to your mobile, it can steal your phone data such as phone number, IMSI, IMEI, SIM card number and send it to somewhere in the internet. It could also steal your password to internet banking account. There is also malware which is capable to record your phone conversation and send it somewhere to the internet. You could imagine what the malware creators could do with those private data.

The popularity of Google Android is increasing. And now, Google Android has to pay for this popularity. Since the beginning of the second quarter of year 2011, Android has taken over the place that previously held by Symbian for quiet long time, as the biggest target for malware attack. Malware creator is giving free apps in the android application market that contain malware. Many un-aware users have been victim to this phony application.

You could prevent malware from infecting your smart phones or mobile devices by taking extra care when downloading or installing any application. And off course the smart thing to do is protecting your mobile by installing antivirus for mobile device.


Street Talk

francis2  

security experts are working hard to resolve the threat of the hackers

Reply
  about 6 years ago
francis2  

currently the android operating system is prone to security threats from hacker that is why is still not safe for mobile banking. here in Africa,(Nigeria) banks have introduced the services to their customer.

Reply
  about 6 years ago
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