Basic Information About Baccarat
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Basic Information About Baccarat

James Bond doesn’t play poker. He doesn’t play blackjack either. Mr. Bond plays the coolest card game of all: baccarat. Baccarat is fairly a new game when compared to other card games, dates as far as the 19th century. Baccarat has three main versions and they are very different from each other. These are called “punto banco”, “baccarat chemin” and “baccarat banque”. Let’s take a closer look at each one.

Punto Banco. The casinos in the United States call this version simply “baccarat”, but it is actually punto banco, which originates from the Philippines. Punto means “player”, and banco means “banker”. In other words, this version is played against the dealer. It seems a very complex game at first look, but it isn’t. In fact, punto banco requires no strategy and based on pure luck. The game has very strict rules and both the player and the dealer are forced to play in certain ways, depending on their hands. (These rules are written on the punto banco table.) Basically, the goal is to get a total of 8 or 9 but the drawings are mandatory in most situations. These rules are:

- If the dealer has a total of 2 or less, he must draw another card.

- If the dealer has a total of 3, he must draw another card unless the player’s card is an 8.

- If the dealer has a total of 4, he must draw another card if the player’s card is a 2, 3, 4, 5, 6, 7.

- If the dealer has a total of 5, he must draw another card if the player’s card is a 4, 5, 6 or 7.

- If the dealer has a total of 6, he must draw another card if the player’s card is a 6 or 7.

- If the dealer has a total of 7, he must stand.

Punto Banco is a high-roller game and played in separate rooms in casinos, each wager may be hundreds of thousands of dollars easily.

Baccarat Chemin. Known also as chemin de fer, this is the original (and real) baccarat game. It is the choice of Mr. James Bond after all – he played it in Casino Royale movie. Chemin de fer is a very different game and requires usage of tactics and strategies. This is a game played with four people, and at the beginning of the game, one of Is chosen to be the bank. First, players wager between themselves and choose the one with the highest wager to “battle” with the banker. The banker deals four cards, two to himself and to for the table. Both sides check their cards – if one side has a total of 8 or 9, both cards get compared and the highest hand wins. If no side has that total, both are free to take a third card. After that, the hands get compared again.

Baccarat Banque. The simple version chemin de fer. The rules are basically the same, but the “banker player” changes if he/she loses. Also, three packs of cards are used.

Baccarat is, simply put, a unique card game played at online casinos.


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