5 Easy Tips For How to Save Money Every Month
With our economy the way it is today and the need, for many, to get better control over personal spending, it is becoming…
Cash Savings Made Simple And Easy
For thousands of Americans, the thought of being able to save their hard earned money causes stress and pressure in…
Financial Strength For Your Childs Future
Live in the now! To be healthy, physcially and mentally, one, must do just that. When it comes to managing money, that…
3 Simple Ways to Raise Your Credit Score
Your credit really determines how reliable you are as a person when it comes to paying bills. Or, so they say. Truth…
Lessons Learned From A First Time Budgeter
Graduating from high school and starting college was an exciting time in my life. You’ll start saying goodbye to…
5 Money Saving Apps You Need to Have
While you may have spent some good money on your iPhone, you may be surprised to learn how easy it is to use it to…
Personal Finance Articles (143)
Are You Struggling With Your Finances?
Are you feeling the pain of just not having enough money? Many of us are experiencing the effects of unemployment, reduced job hours, working part-time only, reduced wages, or just not having enough money to go around. This can definitely lead to depression, sadness, and a feeling of helplessness! With…
By:  in  Finance  >  Personal Finance   Aug 04, 2011  
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Save Cash Without Changing Your Life
Daily routines. Daily habits. We all have them. These routines and habits shape how we live our lives. Are we living our lives in a manner that makes us happy? Hopefully. If not, is our quality of life really where we want it to be? If it isn't, perhaps taking…
By:  in  Finance  >  Personal Finance   Jul 29, 2011  
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  Likes: 6

Creating Cash By Reducing Debt
In order to manage your cash, you must first have cash that is available to manage. Makes sense, right? Monthly bills always seem to consume all your money. This certainly prevents you from having cash to manage. It is all going to bills! What if you were able to eliminate…
By:  in  Finance  >  Personal Finance   Jul 29, 2011  
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  Likes: 1

How to Get Started Building A Retirement Plan
The first thing that stops people from actually saving for retirement is that they just don't understand how any of it works. Once you break things down and start researching to make yourself a simple, understandable, doable plan it will make more sense and become more realistic. So, how to…
By:  in  Finance  >  Personal Finance   Jul 07, 2011  
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  Likes: 1

Lets Learn Personal Finance
It is not about how much money we make, but it is about how we use the money. Or you can simplified it by…. It’s Not How Much, but where and how you save is important.
By:  in  Finance  >  Personal Finance   Feb 03, 2011  
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  Likes: 1

Your Government Pension Needs An Egg In Another Basket
The thought of your pension once retired probably gave you a warm and fuzzy feeling when you began your career as a government employee. You probably did some number crunching with your calculator looked at minimum age requirements, percentage of payouts, and even your personal obligations to be paid toward…
By:  in  Finance  >  Personal Finance   May 07, 2012  
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  Likes: 1

What You Need to Know Before Applying for Mortgage Refinancing
If you’re happy with your mortgage and feel no pressure from the monthly payments you make, then you have no worries. But if you’re thinking that you might be able to save some money by refinancing under a lower interest rate or you simply need to lower your monthly payments,…
By:  in  Finance  >  Personal Finance   Nov 21, 2013  
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  Likes: 1

Financial Strength For Your Childs Future
Live in the now! To be healthy, physcially and mentally, one, must do just that. When it comes to managing money, that may not always be the best advice. There is nothing wrong with splurging on certain purchases here and there. But consistently saving money is the only way to…
By:  in  Finance  >  Personal Finance   Aug 09, 2011  
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  Likes: 0

Progress Towards Financial Goals Achieved With Investment Advisors
It can be a relief finding a financial advisor that you can trust, because after all they are working with your hard earned money. So the question arises, how do you find the best investment advisors who have the expertise and the integrity to handle your money as their own?…
By:  in  Finance  >  Personal Finance   Nov 02, 2014  
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  Likes: 0

Lessons Learned From A First Time Budgeter
Graduating from high school and starting college was an exciting time in my life. You’ll start saying goodbye to some friends and start making new ones. If you’re like me, starting college will also involve moving to a new city and out of your parents’ house. That was a real…
By:  in  Finance  >  Personal Finance   Sep 20, 2012  
1
  Likes: 0

How To Use Monthly Budget Planner Worksheet
It could be a challenge trying to balance every cent and penny you earn with your expenses. The monthly budget planner worksheet is used to help you keep an eye on what comes into and what is going out of your pocket. So, you can manage your hard earned money…
By:  in  Finance  >  Personal Finance   Dec 29, 2010  
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  Likes: 1

Small Investment Ideas
Saving money is only the first step in the process of creating wealth, when I use the term wealth I do not simply mean cash. Wealth includes many different facets of personal finance and life goals. These goals include Retirement funds, College tuition savings, 401(k)'s, IRA's, Stocks, Funds, Cd's etc.…
By:  in  Finance  >  Personal Finance   Jan 04, 2014  
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  Likes: 3

Cash Back Card UK – Cash Back Reward And Pitfalls Does it Help With Budgeting?
We all like the idea of receiving some cash back reward when spending money; you could look at the cashback card as a way to receive discounts on purchases you would make anyway, but which cash back card is the best one for you? With any type of cashback card…
By:  in  Finance  >  Personal Finance   Oct 06, 2011  
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  Likes: 1

2019 Forecasts 243 Exabytes Per Month
With the fast adaptation with today’s advanced technology, there is also an increase in monthly mobile data traffic as more and more people use smart phones and are online almost 24/7. While you might be thinking that today’s data subscription is heavy enough, take a look at what Cisco Visual…
By:  in  Finance  >  Personal Finance   Aug 17, 2015  
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  Likes: 0

Patriot Act Bank Supplies
The evolution of terrorism has caused legislators and government officials to ramp up security and create new protocols for handling and containing this problem. In 2001, President George W. Bush signed the USA Patriot Act into law. Believe it or not, this actually stands for : Uniting and Strengthening America…
By:  in  Finance  >  Personal Finance   Mar 22, 2016  
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  Likes: 0

Money Saving Apps
I'm still searching for money saving apps that actually work. So far I have found 2 the work. I've used them together at Target and one at several other stores. Cartwheel The first app is Cartwheel from Target. You can browse several discounts and add the ones you plan on…
By:  in  Finance  >  Personal Finance   Aug 26, 2013  
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  Likes: 0

Create Cash By Reducing Car Insurance On Your Vehicle
When it comes to personal finance and budgeting, reducing the car insurance premiums on your vehicle is the last thing on most people's minds. I know this, because not too long ago, car insurance was the last thing on my mind too, despite being low on funds until the next…
By:  in  Finance  >  Personal Finance   Mar 23, 2014  
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  Likes: 1

Personal Finance Planning – A Guide to Accomplishing Your Goals
Personal finance is as how you use your money to support yourself and/or your family. No one wants to be the person at the checkout counter who has their card declined and no cash in their pocket. Personal finance is about having a plan and following it. This does not…
By:  in  Finance  >  Personal Finance   Feb 09, 2012  
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Connecticut Teachers’ Homework Assignment: Grade Your Pension Plan
Connecticut school teachers will need to get a head start on that first homework assignment of the year. No, the typical academic school year is not getting started early this year. The kids are not at their desks anxiously waiting to meet you for the first time. Instead, the first…
By:  in  Finance  >  Personal Finance   Aug 08, 2012  
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  Likes: 3

Tips to Save Money In Summer
Most people think that the winter season is the only time they spend a lot to keep themselves warm. However, they don’t realize that the summer season makes them spend the same amount. Here are simple and easy ways to save money during the summer. 1. Start your own garden.…
By:  in  Finance  >  Personal Finance   Dec 19, 2013  
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  Likes: 2

How To Become A Saving Money Expert
Saving money is not easy. I think we can all agree to that. There are bills to pay, cash emergencies, and countless items we have to purchase each month to live the quality of life we deserve to live. Not to mention, the hundreds of merchants that will stop at…
By:  in  Finance  >  Personal Finance   Aug 22, 2011  
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  Likes: 1

Important Points to Consider Before Hiring A Bookkeeping Services
Bookkeeping for your small business is an important, often overlooked, piece to your business success. Sooner or later small business owners realize that they need to get better financial controls in their business and they set out to look for services that can improve their business finances. Small business owners…
By:  in  Finance  >  Personal Finance   Apr 28, 2015  
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  Likes: 0

Summary Of Financial Literacy
Do you know what the leading cause of human-related shipwrecks is? You might guess poor seamanship as I did. The leading cause is actually due to economic reasons such as: inferior construction or repair, improper loading (perhaps overloaded), and piracy. Poor seamanship is the second reason. How does a human-related…
By:  in  Finance  >  Personal Finance   Sep 29, 2015  
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  Likes: 0

Thinking Of Personal Finance? Read This!
There isn't a person who hasn't heard of personal financing and running their personal accounting, but, not so many persons are actually do it. Not everyone has enough reasons to be doing it. Some of them even find personal financing a repelling topic. There are probably plenty of sources for…
By:  in  Finance  >  Personal Finance   Jan 02, 2013  
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  Likes: 1

Top Factors To Consider Before Finalizing A Financial Advisor
Hiring a good financial advisor is almost as important as the decision to save. He is the person who can guide you towards the future that you have always dreamt of while a wrong one can create havoc with your finances. There are several factors that you should keep in…
By:  in  Finance  >  Personal Finance   Jan 30, 2014  
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Open A Checking Account Online: 3 Top Sites Compared
Banks these days are trying to find ways to add new banking fees wherever they can get them, including recent attempts by some to charge fees for the use of debit cards for purchases. If you are like a growing number of people, you are becoming increasingly aware of how…
By:  in  Finance  >  Personal Finance   Nov 28, 2011  
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  Likes: 0

Will Governor Chris Christie Force A Merger Between Rutgers University And Rowan?
Is it really possible that NJ Governor Chris Christie can force a merger between Rutgers University and Rowan? Rutgers University is one of the finest research institutions in the nation and they may soon be facing a merger with Rowan University due to Governor Christie's plan to bring Rutgers resources…
By:  in  Finance  >  Personal Finance   Aug 05, 2012  
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  Likes: 2

Save Realistically And Build Financial Confidence
How financially comfortable would you be if something tragic were to happen? If lose your job tomorrow, are you financially prepared to survive until you can find another? What would happen if you were in an auto accident, needed unexpected home repairs, or any of a hundred other misfortunes that…
By:  in  Finance  >  Personal Finance   Nov 27, 2013  
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Bankruptcy is A Cash Management Technique
Filing for bankruptcy does not make you a bad person. Filing for bankruptcy does not make you an irresponsible person. Filing for bankruptcy does not make you a person that is avoiding their financial obligations. Filing for bankruptcy does make you a person who wants to keep their financial obligations…
By:  in  Finance  >  Personal Finance   Aug 07, 2011  
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  Likes: 0

Text Payday Loans Good Financial Management Unexpected Situation
Now, the clients are able to take the option of online mode for having the smooth authorization of the needed amount via the adoption of text payday loans. Lenders of these loans have their official websites where the applicants need to get themselves registered on the website of the lender.…
By:  in  Finance  >  Personal Finance   Nov 03, 2014  
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Financial planning isn’t something that strikes many people as exciting. It really doesn’t conjure…
Should I finally sit down and start a monthly budget or should I go to the dentist and have a root…
Take my advice and manage your cash at your bank. Being that the advice is free, you can certainly…
Today every working individual should save there money into at least one of the many retirement funds…
An Overview of The Fast Cash Personal Loans Often, salaried individuals are on the lookout for some…
Saving money seems to be very difficult. But not today. Whether you know it or not, you just may…

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