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Personal Finance Articles
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Are you feeling the pain of just not having enough money? Many of us are experiencing the effects of unemployment, reduced job hours, working part-time only, reduced wages, or just not having enough money to go around. This can definitely lead to depression, sadness, and a feeling of helplessness!
With…
Daily routines. Daily habits. We all have them. These routines and habits shape how we live our lives. Are we living our lives in a manner that makes us happy? Hopefully. If not, is our quality of life really where we want it to be? If it isn't, perhaps taking…
In order to manage your cash, you must first have cash that is available to manage. Makes sense, right? Monthly bills always seem to consume all your money. This certainly prevents you from having cash to manage. It is all going to bills! What if you were able to eliminate…
The first thing that stops people from actually saving for retirement is that they just don't understand how any of it works. Once you break things down and start researching to make yourself a simple, understandable, doable plan it will make more sense and become more realistic. So, how to…
It is not about how much money we make, but it is about how we use the money.
Or you can simplified it by…. It’s Not How Much, but where and how you save is important.
Money making with trading is possible only when the trader incorporates various trading techniques in combination with each other according to the market trends. The successful trading is all about playing smart and that involves incorporating efficient trading strategies. The forex scalping is also amongst these trading strategies that are…
Take my advice and manage your cash at your bank. Being that the advice is free, you can certainly take it for what it is worth. But with the volatility of the stock market, your bank is the safest place to keep, manage, and invest your money. Are you a…
What is fiat currency and what does fiat currency mean?
By Golden Mike
One way to understand it is this: fiat currency is currency that is not convertible into something else that is tangible and considered valuable such as silver or gold. Instead, fiat currency is simply “declared” as legal…
My Goofy Challenge
Some people might call it a challenge and others might not understand the value in accepting a homework assignment from a colleague but sometimes I think that accepting challenges is just what we need. If Cynthia Ann Leighton gives you a homework assignment then why not just…
What prevents you from doing personal financing? There are several reasons why people don't make a habit of running their personal financing. Most of people because of this actually aren't on top of their finances. They aren't fully aware of their realistic incomes and outcomes, don't know which areas of…
For thousands of Americans, the thought of being able to save their hard earned money causes stress and pressure in their lives every day. If you are one of these people and are determined to make an effort, you CAN successfully build a cash savings account and eliminate these money…
“Rep. Michael Grimm is under federal investigation for allegedly coercing the followers of a New York rabbi to donate to his campaign.” You wouldn’t be new to this news ever since it flashed as the headlines in the recent times. Grimm scandal has more or less given enough news feed…
The securing (as much as is possible) of one’s financial security is simple; minimise (as far as is possible) the insecurity of one’s finances. But how does one do this? You would think it would be simple, and it is; but it is remarkably uncommon.First of all, it is good…
Could you imagine if somebody asked if you owned an iPhone or a Droid and you replied, "What is that?" It is an unspoken expectation that you must be familiar with the two major smartphone operating platforms to be a citizen of the developed 21st century world, where the words…
If you’re happy with your mortgage and feel no pressure from the monthly payments you make, then you have no worries. But if you’re thinking that you might be able to save some money by refinancing under a lower interest rate or you simply need to lower your monthly payments,…
Live in the now! To be healthy, physcially and mentally, one, must do just that. When it comes to managing money, that may not always be the best advice. There is nothing wrong with splurging on certain purchases here and there. But consistently saving money is the only way to…
It can be a relief finding a financial advisor that you can trust, because after all they are working with your hard earned money. So the question arises, how do you find the best investment advisors who have the expertise and the integrity to handle your money as their own?…
The thought of your pension once retired probably gave you a warm and fuzzy feeling when you began your career as a government employee. You probably did some number crunching with your calculator looked at minimum age requirements, percentage of payouts, and even your personal obligations to be paid toward…
Graduating from high school and starting college was an exciting time in my life. You’ll start saying goodbye to some friends and start making new ones. If you’re like me, starting college will also involve moving to a new city and out of your parents’ house. That was a real…
It could be a challenge trying to balance every cent and penny you earn with your expenses. The monthly budget planner worksheet is used to help you keep an eye on what comes into and what is going out of your pocket. So, you can manage your hard earned money…
Saving money is only the first step in the process of creating wealth, when I use the term wealth I do not simply mean cash. Wealth includes many different facets of personal finance and life goals. These goals include Retirement funds, College tuition savings, 401(k)'s, IRA's, Stocks, Funds, Cd's etc.…
We all like the idea of receiving some cash back reward when spending money; you could look at the cashback card as a way to receive discounts on purchases you would make anyway, but which cash back card is the best one for you?
With any type of cashback card…
According to some research, Yuan transactions between China and other countries are on the rise. We also see the massive growth of global yuan payments over the past year. According to the SWIFT (Society for Worldwide Interbank Financial Telecommunication), China’s yuan currency was the fifth most-used form of payment in…
I'm still searching for money saving apps that actually work. So far I have found 2 the work. I've used them together at Target and one at several other stores.
Cartwheel
The first app is Cartwheel from Target. You can browse several discounts and add the ones you plan on…
When it comes to personal finance and budgeting, reducing the car insurance premiums on your vehicle is the last thing on most people's minds. I know this, because not too long ago, car insurance was the last thing on my mind too, despite being low on funds until the next…
Personal finance is as how you use your money to support yourself and/or your family. No one wants to be the person at the checkout counter who has their card declined and no cash in their pocket. Personal finance is about having a plan and following it. This does not…
When running a business or looking for unsecured business lines of credit, it is important that you know the difference between cash credit and trade credit. At Corporate Cash Credit we offer both options, for two very different reasons. Whether you want trade credit or cash credit, or both the…
Most people think that the winter season is the only time they spend a lot to keep themselves warm. However, they don’t realize that the summer season makes them spend the same amount. Here are simple and easy ways to save money during the summer.
1. Start your own garden.…
Saving money is not easy. I think we can all agree to that. There are bills to pay, cash emergencies, and countless items we have to purchase each month to live the quality of life we deserve to live. Not to mention, the hundreds of merchants that will stop at…
As accountancy is one amongst the foremost necessary functions to be tired a business, obtaining a comptroller or an internet accountancy service supplier is additional thought-about quite crucial. However, obtaining the most effective supplier for your on-line accountancy service isn't in any respect a simple task. though there is already…
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