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Personal Finance Articles
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Are you feeling the pain of just not having enough money? Many of us are experiencing the effects of unemployment, reduced job hours, working part-time only, reduced wages, or just not having enough money to go around. This can definitely lead to depression, sadness, and a feeling of helplessness!
With…
Daily routines. Daily habits. We all have them. These routines and habits shape how we live our lives. Are we living our lives in a manner that makes us happy? Hopefully. If not, is our quality of life really where we want it to be? If it isn't, perhaps taking…
In order to manage your cash, you must first have cash that is available to manage. Makes sense, right? Monthly bills always seem to consume all your money. This certainly prevents you from having cash to manage. It is all going to bills! What if you were able to eliminate…
The first thing that stops people from actually saving for retirement is that they just don't understand how any of it works. Once you break things down and start researching to make yourself a simple, understandable, doable plan it will make more sense and become more realistic. So, how to…
It is not about how much money we make, but it is about how we use the money.
Or you can simplified it by…. It’s Not How Much, but where and how you save is important.
The evolution of terrorism has caused legislators and government officials to ramp up security and create new protocols for handling and containing this problem. In 2001, President George W. Bush signed the USA Patriot Act into law. Believe it or not, this actually stands for : Uniting and Strengthening America…
I'm still searching for money saving apps that actually work. So far I have found 2 the work. I've used them together at Target and one at several other stores.
Cartwheel
The first app is Cartwheel from Target. You can browse several discounts and add the ones you plan on…
When it comes to personal finance and budgeting, reducing the car insurance premiums on your vehicle is the last thing on most people's minds. I know this, because not too long ago, car insurance was the last thing on my mind too, despite being low on funds until the next…
Personal finance is as how you use your money to support yourself and/or your family. No one wants to be the person at the checkout counter who has their card declined and no cash in their pocket. Personal finance is about having a plan and following it. This does not…
Connecticut school teachers will need to get a head start on that first homework assignment of the year. No, the typical academic school year is not getting started early this year. The kids are not at their desks anxiously waiting to meet you for the first time. Instead, the first…
Most people think that the winter season is the only time they spend a lot to keep themselves warm. However, they don’t realize that the summer season makes them spend the same amount. Here are simple and easy ways to save money during the summer.
1. Start your own garden.…
Saving money is not easy. I think we can all agree to that. There are bills to pay, cash emergencies, and countless items we have to purchase each month to live the quality of life we deserve to live. Not to mention, the hundreds of merchants that will stop at…
Bookkeeping for your small business is an important, often overlooked, piece to your business success. Sooner or later small business owners realize that they need to get better financial controls in their business and they set out to look for services that can improve their business finances. Small business owners…
There isn't a person who hasn't heard of personal financing and running their personal accounting, but, not so many persons are actually do it. Not everyone has enough reasons to be doing it. Some of them even find personal financing a repelling topic. There are probably plenty of sources for…
Hiring a good financial advisor is almost as important as the decision to save. He is the person who can guide you towards the future that you have always dreamt of while a wrong one can create havoc with your finances. There are several factors that you should keep in…
Banks these days are trying to find ways to add new banking fees wherever they can get them, including recent attempts by some to charge fees for the use of debit cards for purchases. If you are like a growing number of people, you are becoming increasingly aware of how…
Do you know what the leading cause of human-related shipwrecks is? You might guess poor seamanship as I did. The leading cause is actually due to economic reasons such as: inferior construction or repair, improper loading (perhaps overloaded), and piracy. Poor seamanship is the second reason. How does a human-related…
How financially comfortable would you be if something tragic were to happen? If lose your job tomorrow, are you financially prepared to survive until you can find another? What would happen if you were in an auto accident, needed unexpected home repairs, or any of a hundred other misfortunes that…
Filing for bankruptcy does not make you a bad person. Filing for bankruptcy does not make you an irresponsible person. Filing for bankruptcy does not make you a person that is avoiding their financial obligations. Filing for bankruptcy does make you a person who wants to keep their financial obligations…
Now, the clients are able to take the option of online mode for having the smooth authorization of the needed amount via the adoption of text payday loans. Lenders of these loans have their official websites where the applicants need to get themselves registered on the website of the lender.…
Is it really possible that NJ Governor Chris Christie can force a merger between Rutgers University and Rowan? Rutgers University is one of the finest research institutions in the nation and they may soon be facing a merger with Rowan University due to Governor Christie's plan to bring Rutgers resources…
It’s no secret, credit cards have seemingly taken the lending industry by storm. The simple fact is, a huge portion of consumers use these little pieces of plastic on a daily basis. With that said, when any type of financial product becomes incredibly popular as credit cards have, consumers will…
The Xero Certified Advisor is the best answer when you are looking forward to handle the business finances in smart manner.
Smart thinking is always required to make your business affluent. If you are thinking about running a business successfully, maintaining the bookkeeping has the major impact. It is also…
With our economy the way it is today and the need, for many, to get better control over personal spending, it is becoming more important than ever to find ways to save money . . . and what better way than to find ideas on how to save money every…
How to get a perfect finance resume? Over the past years I’ve met hundreds of people applying to finance jobs. They had much in common: all were smart, enthusiastic and ambitious. And they all had one problem: writing something at least close to a good-enough finance resume. The one that…
I am a big advocate of well-being and working for yourself. In my view well-being includes financial well-being, too! Being a professional musician money and finances were never my greatest focus in life. Money was always a 'byproduct' of my success in my music career and in my business activities.…
When you don't have to. What I want to talk about today is the psychology of cash management techniques and specifically the amount of spending we do as American consumers. What a lot of us don't realize is that purchasing a product or service is prompted by different impulses within…
When you are in an accident which results in an injury, “Medical Special Damages” is a term that is used to refer to the amount of money that you have spent on medical costs for diagnosis and treatment. A personal injury doctor is an important part of the process that…
Any American who is for prosperity should take a look at the State of Illinois Pension System and ask how Illinois got itself in this disastrous mess. Illinois retirement experts estimated that Illinois would owe an additional $422 million to its public employee retirees in 2012 but later realized the…
The 2012 NFL regular season is just weeks away and many Connecticut school teachers are looking forward to watching the New England Patriots have a great year. The Patriots have a few of the league’s best players and the NFL’s best coach. Many fans are predicting another AFC Championship this…
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