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Personal Finance Articles
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In order to manage your cash, you must first have cash that is available to manage. Makes sense, right? Monthly bills always seem to consume all your money. This certainly prevents you from having cash to manage. It is all going to bills! What if you were able to eliminate…
Are you feeling the pain of just not having enough money? Many of us are experiencing the effects of unemployment, reduced job hours, working part-time only, reduced wages, or just not having enough money to go around. This can definitely lead to depression, sadness, and a feeling of helplessness!
With…
Daily routines. Daily habits. We all have them. These routines and habits shape how we live our lives. Are we living our lives in a manner that makes us happy? Hopefully. If not, is our quality of life really where we want it to be? If it isn't, perhaps taking…
The first thing that stops people from actually saving for retirement is that they just don't understand how any of it works. Once you break things down and start researching to make yourself a simple, understandable, doable plan it will make more sense and become more realistic. So, how to…
It is not about how much money we make, but it is about how we use the money.
Or you can simplified it by…. It’s Not How Much, but where and how you save is important.
Most people have been exposed to the over-blown media portrayal of violence in Mexico; more and more people are becoming aware that these portrayals do not accurately reflect real life in most of the country. But then there is another side of things; what about the safety of doing business…
Managing your money in the form of a budget is a necessary evil. Without knowing how much money you are making and where you are spending it is a recipe for disaster. And when it comes to your finances that disaster is bad credit and ultimately bankruptcy. In deciding how…
PAINTING A TRUE PICTURE OF LITIGATION
In my attorney’s office hangs a picture depicting a farm scene entitled “Litigation.” In the middle of the picture is a drawing of a cow. At one end of the cow is a very angry man gripping the cow’s horns and trying to pull…
I want to think positive about the Illinois State Pension System but this underfunded pension is in serious trouble. Unfortunately, this could mean big trouble for those who receive pension benefits from the State of Illinois. For those of you hoping to reach retirement and enjoy passive income for life…
Iraqi dinar has been a topic of discussion amongst the people who are dealing in an international currency. Different people predict different quotations about Iraqi dinar, many people predict that Iraqi dinar is a good investment, while many people predict that Iraqi dinar is not a good investment, in this…
That's right. You can give yourself a pay increase at work. Stop waiting for your boss to take notice and pay you for what you are really worth. You have done your time and worked hard for years. For a change, start working hard for yourself. Nobody knows your situation…
It is important to keep up a clean bookkeeping book of your business for expense reason. This can forestall loads of bothers inside the near to future. bookkeeping is that the strategy for keeping up all the records and exchanges of a business.
The motivation behind why bookkeeping is critical…
In case you haven’t been paying attention, Benedict Arnold is affecting the real value of your Connecticut teacher’s retirement. Let me inform you that the Connecticut Teachers’ Retirement System is actually over $9 billion in debt. I know it’s hard to believe since you and every other Connecticut teacher pays…
Value investing has been well-documented over many decades showing an outperformance above the market and over growth stocks. By definition, value stocks are those purchased inexpensively at some metric of valuation. Most commonly, you'll see them as stocks with a low price to earnings ratio, low price to book ratio,…
Anyone who has taken one glimpse at the Extreme Couponing television show has probably wondered how they can get in on it too. Considering that money is tight right now for the average family in America, many people have turned to couponing to save a little extra cash. Who wouldn't…
Do you think that you can apply for a mortgage without the help of a broker? If you have a thought like that, then please change it now. A well qualified broker is needed to apply for a loan from any lender in Ontario. A broker knows the complex and…
Saving money has gotten easier!
We have all felt the dig in our pockets as the economy all around this big world has gotten harder to afford. It's getting harder and harder to afford even the basic needs like food and cleaning supplies. You have heard the hype I'm sure,…
There are certain things that you have to achieve by the time you reach the age of 30. By this time, you should have a stable job--especially important if you have children--and your savings, bank, and credit accounts should be in good shape. Achieving these goals will be very fulfilling;…
And, yes, you know they are doing it. The obvious question becomes: Why are you letting them take your money? You can potentially save hundreds of dollars each month by not letting them do this. How? By simply changing the way you handle your finances. More specifically, by changing the…
Smart investors take the time to get an in-depth understanding of the investment journey they are to embark on. Get a clear appreciation for the basics of investing and avoid costly pitfalls by working with the investment consultants who are jus t as invested in your success as you are.…
So how well do you know your money situation? This question needs to be asked, if not on a continual basis, at least this once. Today, it’s so easy to spend money without thinking. Credit cards, for one, let you spend instantly, on anything your heart so desires. We now…
An open savings account is a great place to start saving money for just about anything you can want. An open savings account can be used to save money for college, or to buy a car, or even to build up funds for a down payment on a house. I…
You will require lots of time and energy if you tend to up-keep your books by yourself. You would definitely not like if you are asked to take care of your financial data apart from handling the tough operations of the company. The job of updating books is such that…
Students of personal finance are slowly waking up to the fact that financial freedom is predictable and achievable, if one has the right attitude, the right knowledge, and a winning plan and pursues that plan consistently. Earnings, regular savings, and investing are the keywords that define financial freedom. Here are…
The Franklin Mint and Bradford Exchange are exclusive organizations who put out "collectibles" of different sorts, including coins, but since their Gold Coins are not from an official government element, coin collector’s authorities are for the most part not intrigued by them.
Albeit certain items issued by these organizations (and…
Over the years we've all grown accustomed to the idea that accountants should play a role in our personal finances only at tax time. Once a year we'll place a call and submit our papers and receipts, and with a little luck the bill for working on our tax returns…
With so many excellent options in Mexico, it's perfectly fair to ask whether Tulum real estate is the right option for you lifestyle in Paradise. The following are some factors that might help you make this decision: World's Top Beaches Tulum's beaches are not only considered be among the best…
Isn't technology grand? It has certainly changed the way bank accounts are managed. Paying a visit to the bank is not a lot of fun. Driving down to your local bank branch to wait in line and listen to fellow patrons complain is one thing. But to have to do…
Who doesn’t want to make some money for free? And who doesn’t want to make some easy money? And what if you can earn it online as well; just being at home and money flows into your bank account? Well there are no such things that you plant a “money…
The Illinois State Pension fund is in horrible shape and some people blame the politicians for mismanaging the pension funds. The State of Illinois passed Legislation that provided many years of pension holidays leading to Illinois not making the required contributions. However, this is not the only reason for the…
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