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Personal Finance Articles
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Are you feeling the pain of just not having enough money? Many of us are experiencing the effects of unemployment, reduced job hours, working part-time only, reduced wages, or just not having enough money to go around. This can definitely lead to depression, sadness, and a feeling of helplessness!
With…
Daily routines. Daily habits. We all have them. These routines and habits shape how we live our lives. Are we living our lives in a manner that makes us happy? Hopefully. If not, is our quality of life really where we want it to be? If it isn't, perhaps taking…
In order to manage your cash, you must first have cash that is available to manage. Makes sense, right? Monthly bills always seem to consume all your money. This certainly prevents you from having cash to manage. It is all going to bills! What if you were able to eliminate…
The first thing that stops people from actually saving for retirement is that they just don't understand how any of it works. Once you break things down and start researching to make yourself a simple, understandable, doable plan it will make more sense and become more realistic. So, how to…
It is not about how much money we make, but it is about how we use the money.
Or you can simplified it by…. It’s Not How Much, but where and how you save is important.
The beginners in any sector may be worried about the performance and the competition prevailing in that sector. The new entrants to trading may be worried about their investments and profit earnings. The experts may also feel uncertain about the profits in the volatile market. The traders may therefore invest…
Earn money online from home free? Can this be? What ever happened to "You get what you pay for?"
That saying died with the advent of the internet. You want the picture on the right to be the location of your new "office".
Fact: The World Wide Web is the…
Everyone wants to be rich in order to live comfortably and provide for his family and his future. However, not many are successful. Here are some guidelines on how to become one: 1. Understand the nature of money. Many people perceive money as the commodity. If you have money, you…
A discretionary family trust, commonly termed as a family trust, can sometimes be a highly effective framework regarding tax purposes as well as investment protection.
Traditionally this type of trust seemed to be established by households carring out a family business, but more frequently in the present cultural and also…
Well neither do I. Keeping track of where my money goes each month is no fun. Heck, making it is hard enough, and now you're telling me I have to spend more of my free time managing it? Yes, you do. Fortunately, once you have spent the time to implement…
Evidence That You Cannot Pick Winners in the Stock Market
The topic of beating the stock market creates quite a lot of debate in the finance community. Supporters of the Efficient Market Hypothesis argue against it. They argue that the market is weak form efficient, meaning you cannot achieve above…
The current economic status the United States is facing is making a lot of people cut corners when it comes to basic necessities around the house. While a lot of people have lost their jobs, it does not mean they can just go without food and a place to stay.…
Too many times I've seen aspiring traders drown in the wrong expectations about the true nature of trading, trading courses and about unreal expectations from this business.
Do not get me wrong, in trading you can have huge gains in a very short time, but not overnight for sure. It…
As you consider the various types of funding for a new businesses or business expansion, one of the important questions that arise concerns control. How much and how often will the angel investors get involved in your business once the funding is approved? The answer depends on a lot of…
If you are planning on declaring bankruptcy in order to get rid of all the debts you have accumulated, you are most likely wondering what the consequences of declaring bankruptcy are. Declaring bankruptcy necessitates an informative decision as it is a major financial move that could seriously affect various aspects…
Where is the safest place to keep your cash. In the bank? In your investment portfolio? Or, perhaps, right underneath the place you sleep every night. Don't laugh. It may be a cliche, but putting those greenbacks under your mattress will still allow you to save money. In fact, if…
It takes a bit of hard work, some rock solid commitment and the desire to do whatever it takes. Becoming wealthy and accumulating a small fortune of your own is not going to be easy but it will be a very satisfying ride! For starters, understand that a personal fortune…
This article is going to explain how to rent a roomshare and save money on your monthly shelter expenses. I started renting roomshares about 10 years ago. It's a great way to save hundreds of dollars every month.
What is a Roomshare? I've never of of this before.
Remember when…
ING Direct is one of the best savings products out there and may I personally add to me it is one of the top saving banks. It provides the best return on savings, you can have different types of accounts for different projects, and best of all it’s a savings…
Farm & ranch insurance has become the most important matter to look after for farmers and other people in the agricultural industry. People have always been dependent on their natural surroundings for every aspect of their life. Nature is responsible for everything, including food and shelter. The ancestors had long…
Shopping this time of year can be overwhelming, but the deals can be exciting. Not knowing exactly what to get, where to get it or what exactly to pay for it can get you lost quickly, and you can miss out on some of the best deals online. With these…
After buying some popcorn and hot dogs you and your significant other sit in the front seats of the theater when you notice something dwelling on your shirt- it has a brand new stain on it! Now you won't be able to enjoy the movie, and your hubby has turned…
You have read stories of people saving hundreds of dollars using coupons at the grocery store. You have watched the popular couponing television show featuring couponers with years worth of groceries and personal care items stockpiled in their basements. Now you want to know: how do they do it?! Learn…
In the year 2006, three friends decided to start an online shoe company. The culmination of this dream was Spartoo. Named after the famed Greek city Sparta, the founders of the company decided that they wanted to emulate some of the famous internet companies and added the two “O”s at…
Your credit really determines how reliable you are as a person when it comes to paying bills. Or, so they say. Truth is, paying your monthly bills on time can not guarantee a higher credit score. You can regularly pay all your monthly bills on time and still have a…
Over the years now, companies are stepping out of their tiny little caves and going public. You know what this means? Great opportunities for you, as investors, to bank on the profitability of these companies, and develop your own little wealth.
But before you go out on a shopping spree,…
Illinois Governor Pat Quinn said that lawmakers must fix the Illinois state pension plan before the program collapses. On February 22, 2012 Governor Pat Quinn gave a 30 minute budget speech but never mentioned how he plans to fix the Illinois pension system. Quinn said that he was elected governor…
The trading is not based on the guessing work or personal instinct. It has many analytics supporting each move of the trader. The faster analysis of the different parameters and the market movement may turn out to be great help for the trader. The market movement is not just guided…
As someone with poor credit history you are unlikely to be able to open a standard bank account. Bank accounts for poor credit history customers do exist, but be warned! They will be very basic accounts, often with no bank cards available. This means that you will only be able…
Are you aware that retailers have mastered the art of captivating customers to stay longer in their shops to allow them to shop greater than what they need? Retailers hire professionals to design their stores, to make sure that customers will buy more products.
They also successfully convinced customers which…
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