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Personal Finance Articles
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Are you feeling the pain of just not having enough money? Many of us are experiencing the effects of unemployment, reduced job hours, working part-time only, reduced wages, or just not having enough money to go around. This can definitely lead to depression, sadness, and a feeling of helplessness!
With…
Daily routines. Daily habits. We all have them. These routines and habits shape how we live our lives. Are we living our lives in a manner that makes us happy? Hopefully. If not, is our quality of life really where we want it to be? If it isn't, perhaps taking…
In order to manage your cash, you must first have cash that is available to manage. Makes sense, right? Monthly bills always seem to consume all your money. This certainly prevents you from having cash to manage. It is all going to bills! What if you were able to eliminate…
The first thing that stops people from actually saving for retirement is that they just don't understand how any of it works. Once you break things down and start researching to make yourself a simple, understandable, doable plan it will make more sense and become more realistic. So, how to…
It is not about how much money we make, but it is about how we use the money.
Or you can simplified it by…. It’s Not How Much, but where and how you save is important.
As a way of doing business, e-commerce has come to be accepted. However, as this is evident by way online payments are made, e-commerce is still relatively a new technological evolution. For example, online credit card payments is still exceptionally difficult and beyond the technical expertise of most online merchants.…
There has been a lot of hate toward so called "green energy" or "renewable green energy" in recent years. The Solyndra scandal involving the Obama administration is just one example. To quite a few people, the idea of green energy implementation jobs and, as a result, green energy implementation on…
At least some of it can be. If you have a mortgage, you may be missing out on monthly cash that belongs in your pocket and not your mortagage companies'. This is cash flow you definitely want a part of. What is cash flow? Cash flow is the movement of…
The French real estate market has always been attractive to those looking to buy property abroad and for a long time it has represented a good investment in an economically stable country. For anyone interested in buying in France, like in Britain, there is a wide range of financial solutions…
Money does not grow on trees and budgeting it can be a task.
Examine how many hours you work per week and calculate the hourly rate. If you make $40.00 per hour and you want to purchase goods that will cost $60.00, you will have to work 1.5 hours to…
Connecticut teachers have contributions taken out of their pay checks each and every pay day in order to be deposited into the Connecticut Teachers Retirement Fund. Your employee contributions are a significant portion of your overall salary and this money is supposed to be matched by The State of Connecticut.…
When many people retire, they think that most of their financial planning is done and over with. They’ve got their retirement plan set up, they know how much money they will have to live off of each month, and (if they’re smart), they have everything planned out. But what if…
Saving money seems to be very difficult. But not today. Whether you know it or not, you just may find it a little easier to save some of your cash....today. Here is some friendly free advice on how to save some money and improve your cash management skills.
1.Gas Tank-Always…
From the basic pay to your benefits package, make sure you know the most effective way to negotiate a job offer.
So, do you just accept the salary on offer or do you take a gamble and hold out for more? From the basic pay to your benefits package, make…
It is time to wake up from the illusion of the American Dream.
Sometimes I feel society has aided in the stress and pressure some of us feel to accomplish the "American Dream".
We all know the "American Dream" as being a house, car and that plush dream job. But,…
If you are trying your hands on forex trading for the first time or you have been unsuccessful in your transactions from certain time then try different tools that will work for you. The copytool is the wonder tool that can make even the unsuccessful trader make money from the…
These days, it’s important to try to find ways to save money everywhere you can, so how about I show you how to save money on auto insurance. There are more and more seemingly “fixed” items in our monthly budgets, but you auto insurance does not need to be one.…
Could you imagine if somebody asked if you owned an iPhone or a Droid and you replied, "What is that?" It is an unspoken expectation that you must be familiar with the two major smartphone operating platforms to be a citizen of the developed 21st century world, where the words…
What on earth is financial detox? I know you might have probably heard of body detoxing where you get to eat certain foods only, as you detoxify your body of accumulated toxins for a given time.
Here we are going to bring that concept and apply it to your finances…
Want to get paid just by putting money in the bank? This opportunities now exist at most banking institutions. You won't get rich, but perhaps part time income can be made if you manage your money correctly and use some at the bank. Here are a few ways to can…
Most people, whether they have a little money or a lot, stress about their financial future. They fret about who they can trust with their estate planning, their retirement plans, insurances and tax planning. They also fret about which financial advisor has the expertise and integrity to create a financial…
Companies in the Service Industry that offer and sell intangibles are appreciating the need to monitor and evaluate how we use their services after paying for them because it is only when we experience the value from using it that we will buy more. Long ago, their counterparts in the…
Shopping is a part of everyone’s lives. It is something that we do inevitably to get through each and every day. But what’s fascinating about shopping is that it is evolving with us, and now, most people shop through the internet. If you have a business online and you are…
A family budget planner can help you organize, track and manage finances in your home. You can even customize a family budget planner to meet your needs. In this article, I will share with you tips on how to create a family budget planner.
To start with, decide on a…
Today we constantly see advertisements for new cars, new technology, fancy clothes and accessories. The world today is spinning with advertisements to get you spending money on items that seem to be necessary. They may be necessary to you, this is where your financial goals come into place. How much…
While you may have spent some good money on your iPhone, you may be surprised to learn how easy it is to use it to actually save you money. There is literally an app for just about everything, in fact, there are so many apps to search through, it is…
According to some research, Yuan transactions between China and other countries are on the rise. We also see the massive growth of global yuan payments over the past year. According to the SWIFT (Society for Worldwide Interbank Financial Telecommunication), China’s yuan currency was the fifth most-used form of payment in…
When running a business or looking for unsecured business lines of credit, it is important that you know the difference between cash credit and trade credit. At Corporate Cash Credit we offer both options, for two very different reasons. Whether you want trade credit or cash credit, or both the…
If you're like me, it's not always easy to cook at home. You get home after a long day at work, the kids need help with homework, it's just so much easier to order pizza or go out. I get it, I've done that all too often. I didn't realize…
Should I finally sit down and start a monthly budget or should I go to the dentist and have a root canal? For thousands of Americans the choice is difficult. Even though the answer is easy. Without a comprehensive financial budget, it is impossible to find the opportunities that our…
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