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ING Direct - A Savings Account With No Fees
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ING Direct - A Savings Account With No Fees

ING Direct is one of the best savings products out there and may I personally add to me it is one of the top saving banks. It provides the best return on savings, you can have different types of accounts for different projects, and best of all it’s a savings account with no fees.

Starting a family and trying to save at the same time some how seemed unreal to me, but this year after I completed my tax return through Turbo Tax, I learned of a new program called Mint (love it) it helps you organize your finances and best of all its FREE. Well, from there after I set up my account with Mint they sent me different types of tips on how I could save and in one of those I received a list of banks with great interest and so that's how I met ING Direct, it was the best day of my life (OK, not really) but it was pretty great.

So i did my research and found out that ING Direct has no minimums, you earn high interest, and there is no monthly fees, no service charges, with ING Direct you don't have to pay to save (which I think that's how it should be for all banks, what else do they want they already have our money to make money out of). Previously I tried opening a savings account through my bank and ended up transferring my savings back to Checking and that story never ended. So when I learned about ING Direct and their Orange Savings Account I kind of questioned it for a little but then I was "what the heck, just do it". Since ING Direct its an on line bank which takes a little more steps to withdraw/transfer your money it has stopped me from transferring my savings completely and for all means my money is never locked and its always there in case of an emergency. Another features of the Investment Savings Account is the Automatic Savings Program. You decide how much you want to save on a regular basis and the ASP moves the money from your bank into your savings account, automatically.

They offer other types of accounts for example Home Loans, Investing, Retirement they also provide Checking and I just opened one this week. The difference of this Checking account is that there is no overdraft fees (I don't know about you but it has happened to me). OK, so this is how Electric Orange checking works they only charge a percentage of the money you "borrowed". Example: if you overdraft (borrowed) $100 for 3days then you only pay $0.09 in overdraft versus a $30 fee every time your account is overdrawn. pretty cool, huh?! Who knew banks could help people this much.

I seriously do hope you consider at least taking a look at their website or you can always call to speak to someone and ask all the questions you may have (ING Direct: 1-800-464-3473). I love it so much I want others to know about ING Direct.


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