1) Online Investing with a trusted Investment company | KARAMWAY

You can invest online with a good monthly return with a trusted investment company such as KARAMWAY, they offer up to 10% monthly profits, KARAMWAY is one of the safest Investment company in terms of investment conditions, the volumes of diversity and trading operations as well as volumes of current assets in management.

2) Post office MIS

MIS broadly known as Monthly Income Scheme as name suggests one can get assured monthly return from investment under this scheme. Rate of return under this scheme is fixed 8%. Investment period under this scheme is 5 years. One will get back his principal amount along with a 5% bonus at the end. One can invest only up to 4.5 lacs for an individual account and 9 lacs in a joint account.

3) Fix Deposit

Fixed Deposit (FD) is a low risk financial instrument where an investment is made for a fixed period of time resulting in a fixed rate of returns. This is best suited for investors with a low risk appetite and who wants to invest a fix sum of money to earn a fixed rate of interest. Fix deposit is most popular investment option which can offer monthly, quarterly, yearly return. The interest rate will depends on the tenure for which you open fixed deposit. Bank FD would offer 8-9% return per annum.

4) Senior citizen saving scheme

Senior citizen saving scheme is special scheme only for senior citizens. Investment in this scheme can be made only by people of 60 years of age or above. The Senior Citizen’s Savings Scheme has a maturity of 5 years, which is extendable by 3 years. Rate of return offered in this scheme is 9 % per annum. Interest income will be paid every 3 months.

5) Monthly Income Plan of mutual funds

Certain mutual funds have inbuilt structure of providing regular income which is called as MIP (monthly income plans). Like MIS, FD or SCSS return in MIP is not guaranteed it will fluctuate and are in range of 8-9% .

6) Dividend from Mutual funds

Certain Mutual funds have option of dividend payout. If you don’t want to invest in equity directly you can opt for mutual funds with dividend payout. This mutual funds provide dividend on yearly basis & not monthly, but if you have diversified and invested in multiple mutual funds like this you can get regular dividend income.

8) Rent from Real Estate

Real estate is another good way to generate regular income. Real estate investment is high risk high return affair. You can generate income by renting property purchased by you. There are risks involved in this option risk like not getting tenants or right tenants or fall in property rates.

9) Long term Government Bond

Long term government bond is one of the safest options to get regular income. Government bond usually offers 8% return half-yearly. These bonds are long term bonds and at the end of the tenure you will get back your principal amount. These bonds are also tradable in secondary market, so you can also sell them if you want to get rid of them.

10) Annuity from Insurance companies

Annuity from Insurance plan is also one option to generate regular monthly income. But this option will take time to generate income. Returns on these plans will depend on pension tenure and which option you have taken while buying the product. As per me this is last option and not advisable, if you are not capable of doing anything else with your money you can opt for this option.

Online Investing with a trusted Investment company | KARAMWAY

You can invest online with a good monthly return with a trusted investment company such as KARAMWAY, they offer up to 10% monthly profits, KARAMWAY is one of the safest Investment company in terms of investment conditions, the volumes of diversity and trading operations as well as volumes of current assets in management.