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money
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household services
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30 minutes
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How To Control Your Money Part 2
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How to Control Your Money Part 2

In my last article I ask you to begin writing down all of your money as it goes in or out in a little pocket notebook. I hope you are still doing that. It can be a challenge but it will be well worth it in the end.

For today, I am going to give you a little technique that was handed to me a long time ago. I am not going to go into the history of how this tidbit began. I will tell you though, that it has been around for many years and is used by some of the wealthiest people out there. It is called the Success Six.

The Success Six is simply each night before you go to bed, write down the six things you must do tomorrow to move your life and or your business forward. Since we are working on taking control of your financial life we will apply this technique here. Let us begin.

One of first things you can do is review your household services. I know someone that was spending over $100.00 for television. Had every channel known to man I think. Their reasoning was that they liked sports and the kids watched cartoons. We did a review and discovered that from the time their feet hit the floor in the morning until they fell into bed at night their television was on about an hour and 30 minutes a day 7 days a week. Cutting that service back put an extra $47.00 a month back in their pocket. That might not sound like much but it covered their electric bill each month. So the money for the electric bill was then able to be used to pay down a debt.

That's just one example. What about your telephone bill or internet service bill. What can you look at to lower your electric or gas bills? Having the television on with the sound turned down and the sound system on for music at the same time is burning money.

While doing your review please, keep in mind that when it comes to phone, internet and television services there isn't any loyalty among customers. He with the lowest price wins. That means you can call and get better pricing and promotional rates for these things. You do not have because you do not ask. Call the local providers and see who will offer you what. Then call your providers, tell them what offers you have and ask them to match it. Most, and I say most of the time they will match it to keep from losing you.

A word about cell phone service. If you are a family of 4 with 2 being teenagers and you are paying over $150 a month you are paying to much. Most of your pay as you go companies offer unlimited talk, text and web services for a low flat fee. They run off the same towers as everyone else and have the same reception and service areas as well. You can also get just about any phone you want.

So tonight, write down the first six things you can do tomorrow to help you move forward financially. It is your money. It is your financial freedom we are after.

Work on that and keep tracking your money in and out with your little notebook. We will address the notebook next time.


Street Talk

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